I have been checking my credit report weekly. I just noticed today that one is no longer on there. It was a personal loan for 11k. It was there the last time I looked. Does this make any sense? Where did it go?
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Other people have had similar things happen, Not. They've written about it down in the Rebuilding Credit section of the Forum.
Some falls off due to age of the acct. I noticed in our Credit Histories, our first and second auto loans aren't there anymore. I guess they're too old. But we're talking back in 1981 and 1982 or 1983. Hubby and I both had car loans from before we were married and those don't show either.
Maybe someone who knows more about this stuff will chime in for you with other reasons.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen... -
These accounts are from 05' and are supposed to be included in BK. I'm just worried that they must be doing something with them. 10 days left for objections. I checked hubbys too and its no longer on his either.Originally posted by SinkingFastComment
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Is there a notation of "transferred to" along with a new Creditor's name??
Maybe they sold, or are in the process of selling the debt to someone like ECast or Bass and Associates.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...Comment
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I checked transunion today and its on that one still. Its just not showing on equifax or experian anymore. I'm just crossing my fingers and hoping that its no big deal. Thanks for your replies!Originally posted by SinkingFastComment
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Here's hoping it falls off TU too! Then it'll be like it never existed and you won't have to dispute some incorrect reporting on that acct.
Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...Comment
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