I currently just recieved a letter from a collection company for an account that I filed chapter 7 on 5 years ago. When we filed the first time we didn't hear nothing for a while. Then we got a letter from a collection company so I told them that we filed on them got a couple more letters told them the same thing and haven't heard anything more. Then this weekend I get a letter from a different collection company stating they bought up the old debt and was taking action. I live in Il and was wondering if anyone has had any experience with this and what can be done. Thank you for any advice.
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Tell them to pound sand..
They are continuing collection activity on an "included in bk" debt.
Those are violations and are punishable for each violation.. -
Evidently someone up the food chain failed to mention the debt was discharged in BK. And the companies buying the debt over and over fail to research to know the debt was discharged in BK.
I guess when you're buying bundles of debts at a time, you don't really pay attention to details, like who the people are and $$ amounts of each debt.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...Comment
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