If you read my previous post, you know that I
Filed 10/13/05
Discharged 2/13/06
Closed...119 days in status
I just checked Pacer for the first time in 3 months or so (remember when we were checking it every day and sometimes more often?) Well there has been a lot of activity going on of which I was unaware.
A notice was sent out to all creditors to petition if they wanted a piece of the assets which were coming in. Surprising to me, none of my major credit cards even applied. The list was something like
Penneys, Bergners (dept. store), Famous Barr (same), QVC, IRS, IRS and IRS.
When i filed the IRS had two liens against me. One was due to come off in Jan and did and they did not refile it within the 20 day period. The other was due to come off sometime around May 20th. I was waiting to find out the status of this until I was sure that they would not be "reminded ot tipped off" by my inquiry until after the time for automatic re-filing was past.
Now in reading through the pages on Pacer, I find that part of the amount the IRS requested to be paid on was "disallowed since it was a secured claim"
The amount is about $2900.
I have only filed an extension for 2006 since I was due to get a refund and wanted the liens off before I got the refund. Now I don't know what to think.
I will call the county recorder's office tomorrow to check if the lien has been removed, but wanted your thoughts on this. (BTW, no the Trustee did not ask for my refund).
Does it sound to you like the IRS can still come after me for this amount. All back taxes met the rules of having been filed and being old enough to be included in the BK under the old law. My atty. said at the time, "Don't worry about the liens. They prob. won't renew them and if they do, we can fight them at that time.
I am so tired of this. BK was a necessary and helpful thing, but having my income cut by 55% the first year and then 1/3 more this year really hurts...and do I even have to mention the rising costs of Dr.'s, specialists and prescriptions?
Sorry, I've been gone so long, but would still appreciate any advice. Art
Filed 10/13/05
Discharged 2/13/06
Closed...119 days in status
I just checked Pacer for the first time in 3 months or so (remember when we were checking it every day and sometimes more often?) Well there has been a lot of activity going on of which I was unaware.
A notice was sent out to all creditors to petition if they wanted a piece of the assets which were coming in. Surprising to me, none of my major credit cards even applied. The list was something like
Penneys, Bergners (dept. store), Famous Barr (same), QVC, IRS, IRS and IRS.
When i filed the IRS had two liens against me. One was due to come off in Jan and did and they did not refile it within the 20 day period. The other was due to come off sometime around May 20th. I was waiting to find out the status of this until I was sure that they would not be "reminded ot tipped off" by my inquiry until after the time for automatic re-filing was past.
Now in reading through the pages on Pacer, I find that part of the amount the IRS requested to be paid on was "disallowed since it was a secured claim"
The amount is about $2900.
I have only filed an extension for 2006 since I was due to get a refund and wanted the liens off before I got the refund. Now I don't know what to think.
I will call the county recorder's office tomorrow to check if the lien has been removed, but wanted your thoughts on this. (BTW, no the Trustee did not ask for my refund).
Does it sound to you like the IRS can still come after me for this amount. All back taxes met the rules of having been filed and being old enough to be included in the BK under the old law. My atty. said at the time, "Don't worry about the liens. They prob. won't renew them and if they do, we can fight them at that time.
I am so tired of this. BK was a necessary and helpful thing, but having my income cut by 55% the first year and then 1/3 more this year really hurts...and do I even have to mention the rising costs of Dr.'s, specialists and prescriptions?
Sorry, I've been gone so long, but would still appreciate any advice. Art
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