Anyone know where I can find the means test, and allowable living expenses so I can get an idea on Chapter 7 VS. 13
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Where can you find the means test, and living expenses allowed per family
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Means testing - http://www.usdoj.gov/ust/eo/bapcpa/meanstesting.htm
IRS National Standards for Living expenses - http://www.usdoj.gov/ust/eo/bapcpa/b..._standards.htmI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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The means test has lots of wiggle room. If your a little over, you can get creative and end up passing.Filed Ch 7: 02Jun06.......Credit after BK:
341: 28Jun06...............11Sep06 - Orchard Bank $300
Discharged: 29Aug06.....15Sep06 - Hooters MC $1000
Closed: 29Aug06...........18Sep06 - Cap One $300
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