How long does a Chapter 7 stay on your credit report? Can it be removed by request if it has been on your credit longer than 5 years?
-
-
Originally posted by primetime
C7Stays on your credit report 10 years -
Correct. And it can't be removed from your credit report until 10 years from the date of filing.Originally posted by geturdone
Best thing you can do until then is to make sure your credit reports are all reporting the bankruptcy correctly. Each of the accounts included in the bk should be coded correctly - IIB or included in bankruptcy - with $0 owed).I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
Comment