Help!

[silverpurr]

[Minnymouth]

Yes, definetely put the wedding on hold..... till you get your debts cleaned up. You don't want to take all this into a marriage to create extra problems in the future.

If you need to file bankruptcy, do it before you marry.

You need to discuss your issues with a bk attorney (free) and see what options are available too you..... and to see if they can touch your SSI income or not......

Keep us posted.

[GoingDown]

We have a joint checking account. Should I take my name off it? I really don't want them to go after him at all.
We live together and nothing else is in my name, so I can't even claim living expenses. How would that affect a possible bankruptcy filing on my part?

I really need help and advice. Thanks for reading this.

Close that joint account immediately!!! Once they get the judgment they will seize it.

Tell your boyfriend to open up a new account in his name only, and put only his own money in it.

From this point forward, keep your money out of checking accounts and savings accounts, unless you don't mind having the money seized by the judgment creditor. Start using cash and money orders until this matter is resolved.

As far as marriage goes, that's a personal decision, but make sure that your boyfriend knows that you owe debts and that one of them is suing you, and that in some states, those debts will become his debts if he marries you.

[SinkingFast]

If the 2 of you are living together, "pay" him rent and get receipts.

Also, if you pay any of the utilities bills, do so with Money Orders and keep the receipts.

Save all your receipts. Any thing you buy for yourself and your son. Food, clothes, gasoline for the car, whatever you spend your money on, save the receipts.

Just because you don't have the traditional "Lease in your name" and "Utilities Accts in your name" does not mean you do not have expenses to live. You just have to document what you do spend your money for.

Call several BK attnys and schedule some Consult appts. Generally Consults are free. See if you can find at least one Family Law attny that also handles BK's. You want to know what would happen if you and FI do get married. Would he become responsible for your debts??

Research and learn so you'll know what your legal footing is and what may or may not happen.