Received 2 collections letters

[freshstart32]

Ok so we just have to go over this rough draft of our Chapter 7 that was sent to us by the attorney and once we give him our July pay stubs (since it has taken this long) and correct anything that is wrong on the rough draft and get it back to him along with the rest of his money he will file it.......but.......we got in the mail a collection letter for one credit card for some flooring we had installed and then yesterday a collection letter from Dell. These are collection agencies that both of these places have hired to collect the money. How do we handle that? They both say that we have like 30 days. Can those be added onto the bankruptcy or once we get it filed does that void it out? Just curious and freaking out about receiving these because they want the entire balance paid.

[lrprn]

Can those be added onto the bankruptcy or once we get it filed does that void it out? Just curious and freaking out about receiving these because they want the entire balance paid.

Yes, these collectors can and should be added. Take the letters to your lawyer and make sure he/she they are on your creditor list before you file. Now....take a deep breath....relax....all is well!

[JRScott]

Yep amend the Rough Draft to include them and take the letters to your lawyer when you turn in the corrections and pay him. It'll help make your life a lot quieter if you do

[freshstart32]

Thank you so much for your responses I do feel like I can breath better hearing that. I was really freaking out when we got them. I have never had anything go to collection from a credit card and I was freaking out seeing that they wanted all of it paid in 30 days.

Dell pissed me off because they just called the other week and I gave the attorney info and they still tried to get me to pay or go on a payment plan and wanted to know why I was filing and I basically told them I don't have to tell them why I am filing and that all they needed to do if they wanted any further info was contact the attorney I had on retainer then one week later......a notice from a collection agency they hired! Whatever!