Judgement Summons
Hello All
I had made an arrangement with my creditors to try to avoid bankruptcy. In June I signed an agreement with an attorney for HSBC Bank for a debt I had in the amount of $3030. This amazed me because the original credit line on the car was only $300! But, I was tired of arguing the fact and agreed to make payments of $200 per month beginning in June of this year. I have made the monthly payments to the attorney since June (although 1 payment was sent out 3 days late due to surgery I had) and on Thursday of last week, I received a 'Summons" in the mail from the city court. It stated that I did not need to appear in person. I wrote a letter to the attorney who originally filed the judgement stating that I have made the agreed upon payments every month and I have my receipts to prove it. If they force a wage garnishment, then I will be forced to file bankruptcy. I have busted my hump trying to make payments on my debts and have worked 15 hours overtime every week to try and do it.
Can they garnish my wages when I have been making the payments?? This just seems so unfair. Any help would be so appreciated!
Thankyou!
I had made an arrangement with my creditors to try to avoid bankruptcy. In June I signed an agreement with an attorney for HSBC Bank for a debt I had in the amount of $3030. This amazed me because the original credit line on the car was only $300! But, I was tired of arguing the fact and agreed to make payments of $200 per month beginning in June of this year. I have made the monthly payments to the attorney since June (although 1 payment was sent out 3 days late due to surgery I had) and on Thursday of last week, I received a 'Summons" in the mail from the city court. It stated that I did not need to appear in person. I wrote a letter to the attorney who originally filed the judgement stating that I have made the agreed upon payments every month and I have my receipts to prove it. If they force a wage garnishment, then I will be forced to file bankruptcy. I have busted my hump trying to make payments on my debts and have worked 15 hours overtime every week to try and do it.
Can they garnish my wages when I have been making the payments?? This just seems so unfair. Any help would be so appreciated!
Thankyou!
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