Unregistered CA's

[treehugger1]

As my saga continues, I received a collection attempt from a collection agency outside of my state. I looked online and saw that they are not registered to collect in Oregon. I filed a complaint online, and called the complaint division. I received a copy of correspondence that was essentially an apology and that they would cease collection efforts until they had complied with state law.

If you are dunned by a collector, it might be worth your time to check yoru state laws.

[cool33097]

That is good to know abd how do u check it? By the way......GOOD for YOU!!

[AngelinaCatHub]

Kewl

[treehugger1]

Oregon has a website that you can search for any licensed businesses. In addition, they have phone numbers you can call to verify a registration or license. I don't know about any other states.

[Keebler]

I used to take the calls in front of the computer and have them answer all my questions about who they were, the original creditor, the amount in question, a file or account number, a mailing address and a phone number. By the time I had noted all of the details in my records I'd know if they were legitimate or not by pulling them up on the web.

Only once did I catch a collection agency operating contrary to state law and I told them so. The man seemed a little suprised by the way the call had gone and then he couldn't apologize enough. It was always a thrill to make them jump through my hoops instead of them giving me a hard time.