Here's a nice shady method from collections ... I negotiated paying a certain amount every month to one of my medical debts. The amount I owed was $150 a month for six months. I filed bankruptcy and included them. I had been paying $175 everytime I had extra cash in an attempt to pay a lower amount when my student loans came out of defferal. Anyhow - month number five I got a bill for $150, stating my balance was $176 - well, I looked over my bills and that bill was actually supposed to be for $26. I didn't think anything of it because it was included in bankruptcy. Well, today I received a "Final Notice," this time the bill was for only $26. Either it was a mistake on their part or they were trying to scam an extra $150. Food for thought, keep an eye on how much you pay!
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