What happens if you get sued by a CA, they win and you don't pay?

[BigJohn]

That's a felony to do that?!!?

Yes sir. I believe it is a class 6 felony. Last I knew, they can't locate the server.

[Bell30656]

Here in Georgia most paper servers are deputies... and they would never lie on the affidavit...

[debtmonster]

Here in Georgia most paper servers are deputies... and they would never lie on the affidavit...

Awesome. I'm happy that somebody out there is being honest and not corrupt. I'll have to be sure to treat those guys with extra respect.

[Confuzed]

Big boy, thanks for your honest replies and insight!!

First I want to say traveling abroad is really cheap with ticket prices these days, and I would be staying with family, so I dont have to pay any money to live....just saying all this so you understand my situation. It would be actually cheaper to live if I left for a year or two, and good to take a break from the rat race.

Some of my original debt when I defaulted is 1k per card, some is 4500. Now when they tack on the fees, penalties and interest, it goes over 4500, crossing 5k, which means it is out of the boundary for small claims court, correct? What is the difference between a small court and higher court?

Either way, when and if they ever serve me, my family here at the current address I am living at will say to the process server "He doesnt live here anymore"...from there on, I dont know what will happen. Or they will get some paper tacked onto the door and ignore it while I am abroad. I am just paranoid that a civil matter can covert over to a criminal matter even though many people say this is not the case.

[debtmonster]

I want to live abroad. The US is too expensive to live here. It's only a nice place to live if you have a lot of money.

[BigJohn]

I want to live abroad. The US is too expensive to live here. It's only a nice place to live if you have a lot of money.

Living abroad is not as easy as it used to be. It is harder to stay a long time in a country without having to leave so as to get a new visa. It can be done, but not as easy as it was before.

[debtmonster]

Living abroad is not as easy as it used to be. It is harder to stay a long time in a country without having to leave so as to get a new visa. It can be done, but not as easy as it was before.

Do we need visa's as US Citizens to leave to Europe, South America, Central America, etc?

[lrprn]

Do we need visa's as US Citizens to leave to Europe, South America, Central America, etc?

You need passports for sure. Whether you need visas or not depends on how long you intend to stay in each country and what you intend to do while you're there in each one.

Let me say also that if you do intend to return to the US at some point in the future, your debts and all the trappings of ignoring them for a long time will be waiting for you and will descend with a vengeance. Best to deal with them now while they are still manageable. Don't fool yourself into thinking that yoiur debts are somehow going to just disappear if you ignore them long enough - they won't.

[debtmonster]

Let me say also that if you do intend to return to the US at some point in the future, your debts and all the trappings of ignoring them for a long time will be waiting for you and will descend with a vengeance. Best to deal with them now while they are still manageable. Don't fool yourself into thinking that yoiur debts are somehow going to just disappear if you ignore them long enough - they won't.

That is totally a false statement. I had a friend who left the country for over 3 years. When he came back, all of the bill collectors went away as they gave up.

[ready2puke]

Someone should knock that guys teeth out.lol

Those people who did that should be beaten in the street in front of people to watch. That is horrible!

That would teach him...A toothless dentist now thats a visual

[BigJohn]

That is totally a false statement. I had a friend who left the country for over 3 years. When he came back, all of the bill collectors went away as they gave up.

I know of some people who have left the country but what they did was made sure they had some place they could 'call home' back in the US. If you don't have a 'home' in the US and the creditors find out about it, the Statue of Limitations may stop till you return.

[BigJohn]

Do we need visa's as US Citizens to leave to Europe, South America, Central America, etc?

Each country is different. Lately, most countries have made it very difficult to overstay in their country. They want you to leave, get a long term visitor's visa and then return.

There are also different types of visas depending on what ountry you are going to. Also, most countries make it very difficult to work in a foreign country.

As for me, my wife is a foreigner so I can get a visa to her country because we are married. But even being married, I still would have to leave the country every one in a while. Probably what would be better for me is to get a work permit so I could stay for longer periods of time.

[debtmonster]

When my friend left, he never forwarded his address. He just went to South America. I actually drove him to the airport. He left his car in the front yard and everything. They repo'd it. He said they tried to take him to court but he wasn't there. They kept calling his mom and she just told them that he doesn't live there and to stop bugging her and that she has no idea how to get hold of him, which she didn't know.

It seems like everyone on here makes all of this creditor stuff appear 10x worse than it really is. Too many paranoid people on here. I am a highly experienced debtor and NOBODY has ever come after me. I think all of this crap is nothing more than scare tactics to get people to give in. I AM NOT BUYING IT. I have 62+ so far that I've added to the tally of them coming after me for money and not a SINGLE ONE OF THEM has ever brought me into court. NOT ONE. And I am up over $350,000.

I am betting that there's a bunch of people who work at credit card companies acting as debtors trying to scare people. Don't fall for it people. They can't get blood from a stone.

[Confuzed]

I don't get why you are so "worried" about it becoming "criminal" and yet don't give a crap to resolve it before you leave??? If you were that worried you would take care of it. Or at least read my posts on what happens.

Wow, I just came here to ask for help not to get flamed, I know it is not your problem, it is mine, just needed some help. Since I cannot pay, I cannot take care of it. Therefore it worries me because I live paycheck to paycheck, so to say that if I were that worried I would have taken care of it is quite harsh and unfair since being worried about all of this is what had me post. Leaving the state tolls the statue of limitations, you are correct, thanks for pointing that out. Anyways, thanks for your help and time and I didn't mean to upset you.

[debtmonster]

Wow, I just came here to ask for help not to get flamed, I know it is not your problem, it is mine, just needed some help. Since I cannot pay, I cannot take care of it. Therefore it worries me because I live paycheck to paycheck, so to say that if I were that worried I would have taken care of it is quite harsh and unfair since being worried about all of this is what had me post. Leaving the state tolls the statue of limitations, you are correct, thanks for pointing that out. Anyways, thanks for your help and time and I didn't mean to upset you.

Send your bill collectors to me and I will GLADLY tell those bastards to pound sand.

Give me all of the names, addresses and account numbers for any collection agency who bothers you and for $14 bucks (for the postage I will need) I will get rid of all of those suckers.