Stupid Chase

[optimistic1]

I tell ya, this was funny to say the least.

Chase apparently still owns the debt, they had sent it out to a third party to harass me, little did they know bkforum is in my firefox favorites.

What does the third party do upon receiving my DV, they forward the same letter to Chase, and then they send me a letter back stating how the FDCPA considers them the "original creditor". And that, if my letter contained a cease and desist request, it "would be updated as such".

Last time I checked a C&D does not adhere to original creditors, so they look like idiots with that statement.


With all that being said, the third party collector has bit the dust, as they never answered my DV request, which is so freaking easy to answer.

Let us see what happens next, they originally used Mann Bracken to try and scare me, too bad Mann and Bracken can go suck an egg.

Either it will be farmed out, or they will sue, one thing is for sure, this whole process has delayed anything they might do, and it has given me the advantage of planning out my bk filing.

Thanks BKFORUM posters, this site has been a haven.

[treehugger1]

C1 does the same goofy stuff. I once got a letter in the mail from C1 of months worth of old statements. Then they (C1) said they would honor my C&D. However, I sent the C&D to NCO.

The funniest part of C1's letter is that they stated C1 does not allow their calls to be recorded. But they had no problem recording messages to my answering machines. When clowns are in charge anything can and does happen.