Response to VOD - Hanna

[getmeoutofhere]

Sent VOD to Hanna...below is their response....any thoughts?


This is what I got:

Dear xxx"
We are in receipt of your letter in which you stated there is a dispute with the aforementioned account and your request for verification. Your account was originally opened with CHASE BANK USA, N.A. on August 8, 1997, and your last payment was received on September 29, 2008. Our client has verified the balance of $xxx to be true, correct, and still owing at this time.

Therefore, the amount of $xxx is due in full. Upon receipt, my client will be notified of the funds received and they will mark the account paid in full.

It is our sincere hope that we will be able to work together for a speedy conslusion and aks that you please contact our office to resolve this matter.

[treehugger1]

That probably suffices as verification. They must have documentation on hand.

You could sit back and see what happens next. Or, you could take BB's approach and send them a letter saying you are bankrupt and exempt from most possible seizures.

[debtprison]

I take it a VOD is a DV? Not sure why you asking by "any thoughts", they verified the debt and now want payment. Did you owe the debt? Is it your debt? If so the DV was a waste of time unless your trying to buy time and that all the time you got, now they are back to collecting on the debt.

Lets try this, what are you trying to achieve?

I think VOD = Verification of Debt?

[getmeoutofhere]

Reason

I am trying to buy as much time as possible. I have been able to delay and postpone many of my debts for over two years now. I am in a better position now to "settle" with them, so that is the route I am taking. Out of $300K+ in debt, I have been able to settle with about half of the creditors. This is just another one that I am trying to settle. I posted the letter info because I had never seen a creditor verify in this manner before.

[BigJohn]

I am trying to buy as much time as possible. I have been able to delay and postpone many of my debts for over two years now. I am in a better position now to "settle" with them, so that is the route I am taking. Out of $300K+ in debt, I have been able to settle with about half of the creditors. This is just another one that I am trying to settle. I posted the letter info because I had never seen a creditor verify in this manner before.

If you been able to pospone many of your debts for 2 years and you have settled with some creditors, maybe we should be taking advice from you.

If you have gotten this far, maybe you can send them a letter asking them to clarify better the debt. I would not admit to the debt but possibly ask what are some of the options available for resolving this debt.