So I filled for bankruptcy in 10/08, went through the 341 and all that fun stuff and had my bk discharged on 1/21. I had a house with my ex which I included in the bk and did not reaffirm. I live about 2 hours away from the old properity and haven't been in the house since 10/08. Yesterday I got service with a summons about foreclosure, and I dont really care since I dont live there. But my question is when the house forecloses (which it will since my ex if filling for bk to and her case was recently discharged), does the foreclose go on my credit if i included this debt in my original bankruptcy? I assume it would, but I was curious since it was included in my bk and the mortage company accounts are not listed on my credit report. I have no financial responsibility for what happens. Has anyone had a bankruptcy AND foreclosure? It's so annoying because you feel that its over but this just confirms that it is not. Will be so happy when everything is done. Thanks
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