Wells Fargo owns my mortgage and I have a (delinquent) credit card with them. As I understand, the two don't tie together, but latley they seem very 'interested' in trying to attach them. They sent me a letter stating that they could 'help' me by adding the credit card debt to the mortgage to 'cut my interest'. This has to be a trap. They can't force me to, can they? What do you guys think?
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Filed Joint, No Asset, > $100,000 Unsecured Ch.7 6/7/13 ~~ 341 Meeting 7/15/13 ~~ Discharged 9/16/13 !! -
Yes its a trap - they are trying to turn your unsecured cc debt into a secured mtg!Filed CH 7 9/30/2008
Discharged Jan 5, 2009! Closed Jan 18, 2009
I am not an attorney. None of my advice is legal advice in any way.. -
The vast amounts of bk's are teaching these guys some real tricks. What a deal. 'HubOriginally posted by StartingOver08 View PostIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.Comment
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yeah don't do it. No they can not force or push you into this. Don't do it. I learned the hard way, never turn unsecured into secured, it's a trap.Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21Comment
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Good. I knew what they were trying to do, good to hear they can't do it to me; Wells Fargo has been bad news on this forum overall, and if they could force it, I'm sure they would.
Nope, WF, I don't need your 'help'.
Filed Joint, No Asset, > $100,000 Unsecured Ch.7 6/7/13 ~~ 341 Meeting 7/15/13 ~~ Discharged 9/16/13 !!Comment
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They only want to "help" you. LMAOAll information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event.......Comment
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