Originally posted by justbroke
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8 years from last filing or discharge, the exact date??
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Good that you found the filing date. I wouldn't, however, be so anxious to take the personal financial management (first) class so soon. You never know if you'll have to "delay" the filing, so take that class "just in time".
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I think I found it on creditkarma
Public Records
Things like bankruptcies and legal judgments against you can show up on your credit report and do some damage to your score.
Individual: Bankruptcy
Jul. 29, 2013
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$0.00
Discharged CH-7
Overview
Reference Number XXXXXXXX
Date Filed Jul. 29, 2013
Classification Bankruptcy
Type Individual
Responsibility Individual.
======================================
I can get my credit matrix together- now- but to take the initial counseling session, it is only good for 6 months. I cant take that until Jan 29 2021 at the soonest.
Also someone brought up chex system, I have to get that file.
I located the forms to waive the file fee. I did not have to file a tax return, but can probably order that paperwork. I am excited! I so want to get on with this!
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Originally posted by dontlook View PostIs there a fee for pacer? Thank you so much for your reply
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Yes and no; the fee per page is fairly inexpensive, and unless you use up to a certain threshold, something like $30.00 per month, they don't bill you for the usage. Said another way, use it sparingly and you won't incur any charges.
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Originally posted by justbroke View PostIt's the date that you filed the prior case. The date on which your petition was filed with the court. If you're using PACER, it's the date at the top of the screen -- after searching for your case -- which reads "Date filed:"
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It's the date that you filed the prior case. The date on which your petition was filed with the court. If you're using PACER, it's the date at the top of the screen -- after searching for your case -- which reads "Date filed:"
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I am having a hard time determining that. June 28, 2013 I have certificate of counseling. Aug 13, 2013 certificate of debtor education, Final decree April 25, 2014, Waiver of filing fee granted on July 30, 2013. "Case no 4-13-0xxxx". I am so confused
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8 years from last filing or discharge, the exact date??
So I understand it has to be 8 years before one can file a 2nd chapter 7. Is it 8 years from the date I filed last time? Or the complete discharge date??Tags: None
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