is education bills considered a red flag?

[Scream2Death]

just wondering if education bills are considered red flags? thanks!

[keepmine]

Nothing wrong with spending money on education.
Of course, student loans are very rarely discharged in bk.

[Scream2Death]

sorry i forgot to mention many of my education bills were paid by credit cards.

[keepmine]

Under bk reform, debts incurred for education are not supposed to be discharged.
However, it's up to the cc company to object. A lot will depend on the size of the debt and how long ago it was incurred to see if a creditor will go to the trouble of researching your account.