I took a loan from my 401k (25,000) to pay bills as I can not work and have filled for SS disability, I am due to rec. 18,000 from the sale of a house 20 months ago, my question is, can I pay the 18,000 back to my 401k and then file bk7? I am 130,000 in credit card debt!
Thank you in advance.
Also, I am just about to the write off stage on two cards, (23,000) and (34,000) balances. should I keep paying to keep the cc companys from selling the debt to a lawyer? I ask because I herd that they can get a judgement that I will have to pay or put a lein on my house or something like that. If this happens, and I then file bk7 will the judgement or lein go away or am I stuck?
Thank you in advance.
Also, I am just about to the write off stage on two cards, (23,000) and (34,000) balances. should I keep paying to keep the cc companys from selling the debt to a lawyer? I ask because I herd that they can get a judgement that I will have to pay or put a lein on my house or something like that. If this happens, and I then file bk7 will the judgement or lein go away or am I stuck?