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    I don't know how I forgot to ask about this, When I file if everything goes through and all is clear, what happens to my monthly contracts ? for example Cell phone,Cable, etc etc ( I would like to keep them and keep paying) and do I have to close my bank account or will that be fine ?
    Filed for Chapter 7 8/10/2007
    341 Meeting 9/13/2007
    Final class done 11/29/07
    Discharge ??/??/07(8)

    #2
    Originally posted by resetplz View Post
    When I file if everything goes through and all is clear, what happens to my monthly contracts ? for example Cell phone,Cable, etc etc ( I would like to keep them and keep paying)
    You keep paying all current utilities and other contracts if you want to keep receiving the services. (And by the way, including utilities in your bankruptcy is *not* a good idea.)

    and do I have to close my bank account or will that be fine ?
    As long as you don't have a credit card or other unsecured loan like overdraft protection with the same bank, there's no need to change your account to another bank.

    And if you do happen to have one of these circumstances, don't close the current account - just leave $5 in it. Trustees don't like to see recently closed accounts when you file.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      Irprn has officially become my new bestest friend in the whole wide world :-) thanx alot for all of your help
      Filed for Chapter 7 8/10/2007
      341 Meeting 9/13/2007
      Final class done 11/29/07
      Discharge ??/??/07(8)

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