Retaining a Lawyer....and filing

[tiredofdebt]

After retaining a lawyer....how long does it usually take to file?

[lrprn]

After retaining a lawyer....how long does it usually take to file?

In an emergency like an imminent house foreclosure, a lawyer can file your case "short" with an absolute minimum of the bankruptcy forms completed within 24 hours with 15 days to get the rest of the required forms filed.

However, when it's not an emergency (and 99% of the time it isn't), how long it takes to file depends on your financial circumstances (is a business involved in your personal debt, for ex), how good your financial records are, how long it takes to pull together all the required receipts, tax forms, pay stubs, etc. Also depends on how busy the law office is as well. Most of the time, filing Ch 7 or Ch 13 is accomplished within a few weeks to a few months.

[tiredofdebt]

Thanks lrprn...you are always so informative.......and quick to respond......

[Boscoe]

My attorney called it a "skeletal filing" and we filed the bare minimum - which includes a list of creditors. Then we had as lrprn says, 15 days to get the full filing done.

This can serve 2 purposes, #1 - make sure that all the #'s are accurate, i.e. bank account and other balances as of filing date, exact debt balances, etc. And #2, creditors don't get the full picture for 15 more days in the event any were thinking of attending the 341 or worst, objecting to the discharge.