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Am getting the courage to start

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    Am getting the courage to start

    I checked the means test for my state. My Income per month is less than the "standard deductions," and in many cases, my expenses are more. As those who have read my previous posts, probably know, I am taking money from things like heat, food, clothing. I totally freaked out when I saw that I was allowed to spend 494$ on food, clothing, house hold and personal miscellaneous! The thing I looked at (legalconsumer.com) said "no need to compute expense deductions." Here I am eating rice and having one pair of shoes and the toilet won't drain and I am living without heat (yeah, still).

    Last year I made a bit more, but still under the state median income, because I cashed a portion of my retirement in a vain effort to pay my credit cards off.

    The site would not let me download forms. I suspect I should have money for that. Any referrals to sites that are free as I am broke? Thanks!
    Not all those who wander are lost....

    --J. R. R. Tolkien

    #2
    Check out the "stickys" at the top of this forum section that offer links where members can go to find forms that they might need or information they might be hunting.
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      Originally posted by Minnymouth View Post
      Check out the "stickys" at the top of this forum section that offer links where members can go to find forms that they might need or information they might be hunting.
      Thanks.
      Not all those who wander are lost....

      --J. R. R. Tolkien

      Comment

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