Means test question

[Lajazz947]

I am recalculating my Means test.

I am way over the median but when I factor in my State/Fed and self employment tax along with my mortgage I am under the abuse presumption.

I will be asking my attorney but how does the Means test get factored in to the schedule I&J?

Is the means test enough if I can support my tax and mortgage claim?

i.e. which (if either) does the trustee look at more closely or does it matter since they are looking for assets to sell?

[lrprn]

I will be asking my attorney but how does the Means test get factored in to the schedule I&J?

There's variance in whether the Means Test or Schedules gets more emphasis between different local courts. It's a gray area of the bk law. Ask your lawyer which one your court prefers to demonstrate if you have disposable income.

Is the means test enough if I can support my tax and mortgage claim?

With your income level, if you file Ch 7 better count on both your Means Test and Schedules being examined with a fine tooth comb by your local trustee and the US trustee.