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Here goes: The attorney took all of our paperwork, went over everything in our form, went over more forms and said it would be less than a week until they will be able to figure out chapter 7 or chapter 13. We make too much money to be near the median but our mortgages are really high, in addition to my mandatory retirement.
Thanks everyone on the forums for putting down your experiences, it has really helped us realize we aren't the only ones in this boat!
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