For those dealing with Chase

[Lajazz947]

I just spoke to them this morning and the woman was very nice.

She actually told me to fax them a cease and desist letter and follow up with a letter.

That was great news as I thought that cease and desist letters did not apply to original creditors.

She also told me that they could put a verbal 10 day hold on calls pending the letter.

Maybe the debt collection laws are changing.

I will send mine tomorrow.

[turnedleaf]

I know people say terrible things about Chase, but we BKed them over 20,000 of CC debt and they never so much as squeaked. Maybe we just got lucky though...

[No Gravy]

I just spoke to them this morning and the woman was very nice.

She actually told me to fax them a cease and desist letter and follow up with a letter.

That was great news as I thought that cease and desist letters did not apply to original creditors.

She also told me that they could put a verbal 10 day hold on calls pending the letter.

Maybe the debt collection laws are changing.

I will send mine tomorrow.

In California, Texas and Michigan you can "cease and desist" original creditors. I just sent out the letters on Friday. I didn't know it was OK to fax the letters...that would have save me a lotta postage, as I sent the certified.