Need clarification of $ in back acct/filing

[bkrelief22]

Here I go again...I know the balance is supposed to be low but say i am filing Oct 22, and all I have left in my checking account is $1100. and that is my rent payment for Nov.

1.Can the trustee take that amount? (filing Chap 7). Must I exempt it?

We should get a tax refund and I was hoping to use the wildcard to exem pt that. (KY filing)

Any input is greatly appreciated. Thanks so much to all you wonderful guys and gals

bk22

[AngelinaCatHub]

I would not take the chance bk22, Can you pay ahead? You will have to declaire everything and it is a posibility that it could be attached in your estate. 'Hub

[Over our heads]

Go to the bank and get a MO/counter check for your rent. That way the money is out of your acct. and accounted for.

[bkrelief22]

Thanks hub and OOH...I was worried it may be considered part of the estate. I will pay early...just did this month and asked landlord to cash as soon as he gets it. I tried to get a money order at the bank...but they will only do it for $1000., not 1100.

Do you know where I can get a money order for $1100??

Thanks for your replies.

[AngelinaCatHub]

Good thought 'over head'. bk22, have them make two for 500, 600. That is, if they do not charge you. 'Hub

[PoorGrammyinBK7]

There are postal money orders - don't know if they are limited that way.

[athomas]

I am pretty sure that postal money orders are limited to a certain amount. Things must be different from bank to bank, as I regularly purchase money orders over that amount to pay the trustee our Ch. 13 payment. I would just try buying two. It might cost you a few bucks, but I think the peace of mind would be worthwhile!

[bkrelief22]

Thanks everyone for your replies...I almost asked about two. I kinda wondered why the teller didn't suggest it. But I figured I'd just wait till next month and ask for two. Anyhow, thank you all for responding!!

bk22

[oopsnow]

Try these guys?

I go to Walmart to buy my money orders. They cost alot less tham the post office I find. It is still a money order-pays out the same. Where we are there is a Walmart every 10 miles, so look into them. Sometimes other stores, like Walmart offer them, also.

[bkrelief22]

Thanks oopsnow...I appreciate the reply...walmart is everywhere!

[Cali]

Post Office Fees:

$0.01 to $500.00 .......................$1.05
$500.01 to $1,000.00 ................$1.50

[bkrelief22]

Thanks Cali...appreciate the fee cost!

bk22