I have a past judgement from a civil lawsuit concerning rent past due and nothing regarding government debt. Could I include the judgement in a bankruptcy filing? The help is VERY much appreciated.
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I very much believe that you can. As far as I know civil judgments are dischargeable debts. Someone please correct me if you believe I'm wrong. (It's been known to happen!
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Most Civil Judgements are dischagable (except Spousal and Child Support, and Judgements based on a Fraud Claim, there are probably a few more catagoires). Also, the underlying debt giving rise to the Judgement must be dischargable.Comment
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Thank you very much. It is a big drawn out story. This guy says I owe him the money and I don't. He sent the notice of the lawsuit to his own house (in Ohio, anyone over the age of 18 can sign for the certified letter and it doesn't even have to be the person who it is for) and won the judgement by default. Kept all of my belongings totalling approximately $25,000 for a $1,150 judgement. If this is the case (being able to charge it off in the bankruptcy) then I would have bargaining power on getting my stuff back. So, if it is, THANK YOU, to Dawn1970 AND HHM for the posts!Comment
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No prob, best of luck and keep us posted if you have the time. Lots of people can benefit from those willing to share their experiences here.
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