I opened my mail last night only to find a bill for $300 from Verizon wireless...this is from an old account. Would they not know or have been informed that I've just been discharged from bankruptcy? What do I do with this bill? Do I need to check & see if it was included with my bk? I believe it is in my experian report...
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Yep. Check your BK paperwork first. Know for sure whether or not it was included in your BK before you do anything.
Somebody else here said they didn't include a debt in their BK and got contacted, by phone, about the debt after discharge. When they mentioned BK, the rep wanted the case #. Potentially, the Creditor is just gonna file it away as discharged. Even if you forgot to include Verizon, they may do the same thing. Think it's their error and file it away as discharged in the BK.
We can hope??!! Fingers crossed for you!!Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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Originally posted by SinkingFastYep. Check your BK paperwork first. Know for sure whether or not it was included in your BK before you do anything.
Somebody else here said they didn't include a debt in their BK and got contacted, by phone, about the debt after discharge. When they mentioned BK, the rep wanted the case #. Potentially, the Creditor is just gonna file it away as discharged. Even if you forgot to include Verizon, they may do the same thing. Think it's their error and file it away as discharged in the BK.
We can hope??!! Fingers crossed for you!!
It's in my experian report listed "debt included in ch. 7 bankruptcy...I guess I need to call them and/or write & include a copy of that page with my request for them to leave me alone?Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
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Sorry, Amis. I didn't follow that it shows as included in your BK with the Credit Reporting agencies.
Duh!! Blonde moment there!!Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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Originally posted by SinkingFastSorry, Amis. I didn't follow that it shows as included in your BK with the Credit Reporting agencies.
Duh!! Blonde moment there!!
No problem...it's just weird that the other day, I was talking about this bill and boom...there it is in my mailbox...hmm...paranoia...time to ?Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
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I think sometimes we have a 6th sense about things. Like a little inner voice speaking to us. We tend to ignore it because it seems so unlikely, or there's too much else going on at the time, or whatever. And then it happens.
Eerie!!
Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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