How long

[Hileman]

Okay, I am getting ready to set up with an atty for my bankruptcy. What do I have to do before I can start telling people to caontact my atty? Do I have to have the whole thing filed and paid for?

[Rona123]

Okay, I am getting ready to set up with an atty for my bankruptcy. What do I have to do before I can start telling people to caontact my atty? Do I have to have the whole thing filed and paid for?

I would think that an attorney wouldn't represent you and deal with your creditors until you have paid his/her fee and actually filed for bankruptcy. At that point though, you shouldn't need to tell your creditors anything as they'll receive the stay notice as part of the filing. If they ignore it and keep hounding you, then you can definitely tell your attorney to deal with them.

Good luck!

[Minnymouth]

Yes it will have to be paid for and filed unless your attorney puts you on a payment plan (and most won't file till its paid in full)....

Then you can tell them attorney name and phone number...

After that they will receive their notice of bankruptcy in the mail.

If they keep hounding you, then turn them over to your attorney....

Be patient, will take a few days after you file for notification of creditors.

[Hileman]

I talked with my atty. He is going to put me on a payment plan. He said once I come in thursday and pay him the retainer, I can start telling people his info when they call!!!

[Minnymouth]

YES!!!!!
Now you will start seeing some relief from all the phone calls............just tell them attorney and phone number....

You will notice a "big relief" as it progresses......

[Hileman]

Oh Minny, I had relief as soon as I set up the appt for thursday morning.

[StaciMM]

Hileman-saw your other post about cash advances/transfers this past weekend. If that is the case-you would be better off NOT paying an attorney now. From the date you make a payment to them, there is a record of your intent to file and that gives the creditors ammunition against you to dispute your recent transactions.

Stop using the credit-start assessing your financial situation. Learn all you can about bankruptcy. If you do ultimately decide to file, you'll want 3-6 months MINIMUM to pass before retaining an attorney.

[Minnymouth]

I have to agree with Stacci,
NOT FILING for the next 4-6 months is REALLY in your BEST INTEREST if your going to file bankruptcy.
Try to make a few payments on this loan as an attempt to pay............