Dun & Bradstreet

[BrokeCh7]

Any body know how to remove or change a bk with them??

[waziggy]

D&B is for business not personal unless you were operating as a sole proprietor. Then again it's still for business BK not personal. The other thing is that a whole lot of business flies under the D&B radar. I mean we operated a S Corp; brick & mortar retail establishment. While some of the major suppliers were publicly traded companies; the majority of the suppliers were privately held companies - point is the entire industry really isn't reported on by D&B - this would include all Hallmark stores and general gift stores. One on every corner shopping center. There all small but together they really are a big piece of retail marketplace.

[BrokeCh7]

sole proprietor

I am a sole proprietor and they got me on D&Bs report. It is pushing me over the edge if all my vendors go COD my business is going to hurt. Is there a creative way to change the company information and remove the bk from D&Bs report?

[HRx]

What would your legal rationale be for having your BK removed from D&B?

[BrokeCh7]

Ending up COD

To Todd

My customers pay net 30 to 60 days. If all my vendors goto COD terms then it is going to be harder to run a basic business with every transaction needing a check writen or cash given. Right now all my small venders are COD and I have a few vendors that give me 15 to 30 days to pay i would like to keep the few i have.

A bk on my D&B will do 2 things
First it will effect the company terms, this will slow down incoming inventory. If a check is needed to be mailed before they will ship me anything.
Second customers or comperters could get a copy of the D&B report and use it in a way that may hurt my business. I was just at a trade show and someone in the booth said "You can do business with my competer but before you do check their D&B to see if they are solid" The salesman would problely have e-mail it to them if they asked.

Just trying to cover my business asset. I filed personal bk and did not pay any attention to what that would do to my business credit.

[waziggy]

D&B will allow anyone to access it's information (via web now) by signing up for a yearly fee and that includes yourself to check on yourself as a sole proprietor. If you're signed up then you can check what their records say about you and challenge anything untrue but that's the key it has to be a false record. I understand completely your need for net30 and cashflow management in a business.

[HHM]

I think Todd was asking what your legal justification would be for removal, you certainly have "practical" reasons, but if its true information, there really isn't much you can do.

[BrokeCh7]

Could i

Could i sell the company to someone who did not have a bk. Then the new owner relist it on D&B as the new owner without the bk. Hopfuly removing me from the D&B data base??