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Just discovered something weird on trustee's site

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    #1

    Just discovered something weird on trustee's site

    I logged onto my trustee's site tonight to check and see if the check paying off our truck had cleared yet. I can click on each specific creditor and see a payment history. I clicked on the check number for our last payment. This opened another window. The first thing I noticed was that the amount of the check was for more than my payment. I then noticed a whole list of numbers and amounts listed. When I click on a printable version of the listing, it brings up the names, bk case #, acount #s, and amounts paid, amounts still owed, for everyone who made a payment to that creditor this month. So the trustee gathers up all of our money and sends it in one check to each creditor. Payees from my region paid 6,961 to Bank of America this month. US bank received just over 40,000 this month. Seems to me this should be a great violation of privacy, but then I base my experience from being in the healthcare field, where I can't even mention if I see my cousin/aunt/preacher/ in the hospital unless they bring it up first and give me permission to mention it.

    Weird, huh?
    Chapter 13 filed -8/12/04
    Plan approved- 7/11/05
    Date discharged--10-12-2007
    Date closed- 12/6/2007:yes2::yes2:
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    #2
    actually, very frustrating. We have no privacy anymore regarding our financial matters.

    Comment

      #3
      Trustee payout

      And my trustee's check was for $196,070.14. For just this month. Ranging from $0.43 to $175.00 per account.

      And her check has cleared, but the check to the bank for the truck is still pending.
      Chapter 13 filed -8/12/04
      Plan approved- 7/11/05
      Date discharged--10-12-2007
      Date closed- 12/6/2007:yes2::yes2:

      Comment

        #4
        Originally posted by debtisbad
        actually, very frustrating. We have no privacy anymore regarding our financial matters.

        Yes, my first thought was OMG, what a violation. Then I realized I am basing this from my work experience, and that everything else was probably a matter of public record anyway, if you just know how and where to look.
        Chapter 13 filed -8/12/04
        Plan approved- 7/11/05
        Date discharged--10-12-2007
        Date closed- 12/6/2007:yes2::yes2:

        Comment

          #5
          Was that acct numbers as in the account with the Creditor?? Or Debtors' Bank Acct numbers??

          I can see Debtor's names and BK case numbers being listed, but if the Trustee is putting out Debtors' Bank Acct info, I'd think that goes against the New Law. There are some privacy protections in the New Law.

          Like under Old Law, if you checked on a filer's petition, you might likely find their whole SS#. New Law, our's will show as xxx-xx-1234.

          Names of children under the age of 18 in the household are withheld from the petitions as well.

          Even still, if it's your acct number with the Creditor, that's still a potential risk for Identity Theft there.

          I think it's just a way of shaming people who file. To make as much info as possible available to anyone who wants to see it. Of course, before I was in this position, I never knew the info was available. Never looked for it. Never cared.

          So maybe there aren't that many whacko's out there that surf thru this stuff. We can hope!!
          Filed Ch 7 - 09/06
          Discharged - 12/2006
          Officially Declared No Asset - 03/2007
          Closed - 04/2007

          I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

          Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

          Comment

            #6
            [QUOTE=SinkingFast]Was that acct numbers as in the account with the Creditor?? Or Debtors' Bank Acct numbers??

            It was their bk numbers, and in lots of cases, the account numbers with the creditor. Like it appeared that my cc account numbr was displayed in full, but not sure because I can't remember what it was.
            Chapter 13 filed -8/12/04
            Plan approved- 7/11/05
            Date discharged--10-12-2007
            Date closed- 12/6/2007:yes2::yes2:

            Comment

              #7
              I know what you mean ArkieNurse, HIIPPA has us so scared spitless to breath anything its hard to imagine that your financial affairs are laid bare for the world to see. I think most people would prefer we knew they had an STD than declared BK!!! LOL

              Comment

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