I entered a post before stating that my car has been repoed and that while I am behind on my house payments I have worked out an arrangement to catch them up. I am living on Social Security and am behind on all my debts.
I talked to a local attorney and he says that since my mortgage balance is In the $50 thousands and the house appraises for $86 thousand that I can't file bankrupcy, What can I do? They say that the are going to get a judgement against me for the $26,000 still owed on the car which also includes a visa account which is with the same credit union.
I told the lawyer that I didn't want to include the house in bankrupcy and he said that I didn't have any choice, Even though the house payments will be current before I file. Do I really not have the option to bankrupt?
I talked to a local attorney and he says that since my mortgage balance is In the $50 thousands and the house appraises for $86 thousand that I can't file bankrupcy, What can I do? They say that the are going to get a judgement against me for the $26,000 still owed on the car which also includes a visa account which is with the same credit union.
I told the lawyer that I didn't want to include the house in bankrupcy and he said that I didn't have any choice, Even though the house payments will be current before I file. Do I really not have the option to bankrupt?
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