Well.. back in early May, I joined this forum because I was actually thinking about BK. My, my my, things have changed!
The only reason that I was considering it, because I was in the process of being sued by a debt collection lawyer. I searched for hours on this board and another credit related board and decided that I am going to fight these scumbags.
I filed my notice of intention to defend, answer and defenses;
filed a motion to strike;
submitted an opposition;
and on June 08th, the court/judge dismissed the case with prejudice.
I guess the scumbags rely on default judgements and they realized I was going to be difficult
Now, that as of this month, all of any alleged debts that I may owe are past the expiration of the SOL time frame. I can breathe a slight sigh of relief, but I can't relax too much. The journey is far from over.
BK is of last resort to me; I have too much at stake to risk filing for a 7 or 13 (security clearance; pending re-investigation). Plus, I know for a fact I would have been stuck in a 13 plan, and my life would be hell for the next five years, scraping from the penny jar, in addition to twins that are due in January.
Just wanted to give the forum an update and the good news!
The only reason that I was considering it, because I was in the process of being sued by a debt collection lawyer. I searched for hours on this board and another credit related board and decided that I am going to fight these scumbags.
I filed my notice of intention to defend, answer and defenses;
filed a motion to strike;
submitted an opposition;
and on June 08th, the court/judge dismissed the case with prejudice.
I guess the scumbags rely on default judgements and they realized I was going to be difficult
Now, that as of this month, all of any alleged debts that I may owe are past the expiration of the SOL time frame. I can breathe a slight sigh of relief, but I can't relax too much. The journey is far from over.
BK is of last resort to me; I have too much at stake to risk filing for a 7 or 13 (security clearance; pending re-investigation). Plus, I know for a fact I would have been stuck in a 13 plan, and my life would be hell for the next five years, scraping from the penny jar, in addition to twins that are due in January.
Just wanted to give the forum an update and the good news!
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