OMG!!! The phone didn't ring once today with creditor calls. Actually one called but I wasn't home (it was on caller id) but that doesn't count because I didn't hear it. What a great sound to not hear the phone ring.
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I know what you mean Miss Puff. That is one GOOD thing that has come of our filing so far. They have tapered off over the last week and there was only one today. My phone hasn't been this quite in a year and a half!
Filed..........August 10. 2006
341.........September 22, 2006
Last Day for Objections........November 21, 2006
Discharged............November 27, 2006
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So glad you are enjoying the peace and quiet, MP and Connie!
"True silence is the rest of the mind; it is to the spirit what sleep is to the body, nourishment and refreshment." - William Penn (1644 - 1718)
Even 200 years before phones would even start ringing, I think Mr. Penn was tapping into exactly how we bk'ers feel about our phones when they suddenly go silent after months or years of daily and nightly torture. I was giddy with relief for weeks! Now when our phone rings, I know it's a friend or family. What a pleasure to not have to check the 'call waiting' every time any more!I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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When that phone stopped ringing after I filed officially, it was a wonderful feeling. I'd check the caller ID and it would be cleared of any creditors' numbers...mainly Discover and CitiFinancial. The phone's silence was very welcomed!Meeting with Lawyer: 8/2/2005
Chapter 7 Filed: 10/5/2005
341 Meeting: 11/17/2005
Discharged: 1/31/2006
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