medical + school loan bk

[Johnny Hall]

If filling for BK with a $40,000 medical bill and a $20,000. school loan what type of BK is that.
What are the negatives to this for a 24 year old that is geting married. The income prior to marriage is $14,000. per year.
Should I keep the student loan separate from the medical and just continue paying on it?

[HHM]

You won't be able to do anything with the Student Loan anyway.

With your income, you would probably file a chapter 7. Incidently, when you file BK, you need to list everyone you owe money too. However, some debts, like student loans, will not be discharged, which measn you will continue to pay back that debt. However, the medical bills will be wiped away.

[Johnny Hall]

Thank you again Mr. Guru