Obama Proposes Bankruptcy Changes

[fltoo]

[QUOTE=banca rotta;173808]Not bad! Why else should we vote for a president?

LOLOLOL, way too funny.

[fltoo]

[QUOTE=WhatMoney;174181]An amazing amount of negativism and defeatism among so many of these replies. Is it it your bankruptcy and financial problems that make you all feel so hopeless and cynical?

Noooooooooo, its the people running for president that make me feel so hopeless.

[Cali]

First off, my views have nothing to do with filing BK.

Second, I have worked with politicians of both parties and I think I know how most work. I stand by what I posted earlier.

Third, anyone that believes everything a politician says is naive.

An amazing amount of negativism and defeatism among so many of these replies. Is it it your bankruptcy and financial problems that make you all feel so hopeless and cynical?

I just reported a relevant bankruptcy story in the appropriate thread. I've never said nor does it matter what I may think.

[WhatMoney]

I found it funny that people actually believe everything a candidate says they are going to do. There is no way a President will do all that he states in 4 yrs. And many say whatever to get elected.
Third, anyone that believes everything a politician says is naive.

So? This is news? The old joke "How can you tell a politician is lying? - His lips are moving," has been around for hundreds (thousands?) of years.

And this is your reason to not make a choice or even vote this year? Because politicians don't keep all their campaign promises? I think naive applies to that reasoning.

[Cali]

Apparently you are reading something else, because I NEVER said I wasn't voting this year.

So? This is news? The old joke "How can you tell a politician is lying? - His lips are moving," has been around for hundreds (thousands?) of years.

And this is your reason to not make a choice or even vote this year? Because politicians don't keep all their campaign promises? I think naive applies to that reasoning.

[JRScott]

I don't see where Cali said they weren't going to vote.

The main problem I see is that 90% of what is promised in the presidential election are actually duties of the legislature not the executive branch. Time and again Congress has refused to pass bills that the President wanted to see, not just now but going back decades possibly even the last century.

They shouldn't be promising things they know they can't deliver, and they know they can't. I'm very concerned about this National Health Care debate as I see it as a way to easily bankrupt our nation. President Clinton tried to get a NHC program and it failed. I suspect it will fail again or be some monstrosity that no one really wants, because that's generally what we get.

The vote Wednesday on Medicare shows that the government has no real power to control costs. When faced with a 10% cut in payouts doctors and such threatened not to treat the patients. The government caved to them and quickly approved more spending for Medicare. It shows they don't have the will to stand up and make the critical choices that will be needed to control costs. As such the National Health Care system if it does pass most likely will bankrupt us within 20 years, possibly much sooner if we don't reign in the cost of Social Security which by around 2030 will eclipse all other spending combined save the interest on the National Debt.

[WhatMoney]

The main problem I see is that 90% of what is promised in the presidential election are actually duties of the legislature not the executive branch. Time and again Congress has refused to pass bills that the President wanted to see, not just now but going back decades possibly even the last century.

This is the system written into our constitution, Checks and Balances. Without the legislative branch the President would get everything he wanted all the time - also called a dictatorship. Bush had a Republican majority rubber stamp Congress for his first four years, never vetoed a single bill, and had the chance to carry out his promised agenda. He completely blew it - look at the mess the country is in now.

They shouldn't be promising things they know they can't deliver, and they know they can't. I'm very concerned about this National Health Care debate as I see it as a way to easily bankrupt our nation. President Clinton tried to get a NHC program and it failed. I suspect it will fail again or be some monstrosity that no one really wants, because that's generally what we get.

The USA will finally get some version of a National Health Care system if a Democrat gets elected. It may be voluntary so the rich can still pay for private care, but the present 50 Million uninsured will be covered, which will reduce costs and improve efficiency, contrary to what you believe. Since you have no interest in exploring the solutions other countries have found for universal care, I can't help you change your mind.

The vote Wednesday on Medicare shows that the government has no real power to control costs. When faced with a 10% cut in payouts doctors and such threatened not to treat the patients. The government caved to them and quickly approved more spending for Medicare.

In fact, this bill stopping the scheduled cut of 10% to doctors is not an increase in costs. The money to pay the doctors is coming out of the excessive payouts Medicare is now making to the private Medicare (Medicare Advantage) insurers. The doctors are refusing to treat Medicare patients because they can get another 10-20% for their services from the Medicare Advantage insurers, versus what the government run Medicare will pay.

And how are the private insurers able to pay the doctors more than regular Medicare? Why it's coming directly from the Medicare fund, that is your taxes.

This is why Bush and the insurance companies oppose this bill. They wanted to give your medicare tax dollars to private for-profit insurance companies instead of paying the doctors a reasonable fee for regular Medicare. The Medicare fee payout schedule is based on an outdated formula, which is why this 10% cut keeps coming up every year. It has nothing to do with cutting costs.

As far as the longer term funding - well of course it is a problem that needs to be solved. Perhaps Soylent Green is the answer. That would also help the world food crisis.

[JRScott]

FDR had a Democratic Congress rubber stamp his new deal. Even even went so far as to get the Congress to impose an age limit on federal judges that allowed him to replace 6 Supreme Court justices and 49 Federal Judges due to age. This allowed him to get the new deal passed because prior to this the Supreme Court found many elements of it unconstitutional (Which was the right decision).

Even the Republican led congress refused to pass some elements that Bush wanted such as drilling which he has advocated for some time.

The short sightedness of that Deal is what will lead us to the future crisis, because instead of having the money go into an account to generate the interest needed to pay future social security benefits instead they had the money go into the general fund where Congress has squandered it.

A plan that we cannot pay for long term is a political move not a secure move for our nation.

[Cali]

WhatMoney - I see you neglected to respond to my post about you assuming something that wasn't stated on here by me.

[bmrigs]

"A man is none the less a slave because he is allowed to choose a new master once in a term of years." -Lysander Spooner

Obama, Mcain, etc, etc. They are all puppets controlled by the global elite. Your vote will make not one bit of difference in this country's future. Voting is just a tool to make people feel that they have "real" choices and that they have a say in their goverment. Its all b.s. Republicans talk about the Democrats and vice versa. Its divide and conquer in its simplest form.

"The real rulers in Washington are invisible and exercise their power from behind the scenes".- Justice Felix Frankfurter, U.S. Supreme Court

[banca rotta]

"A man is none the less a slave because he is allowed to choose a new master once in a term of years." -Lysander Spooner

Obama, Mcain, etc, etc. They are all puppets controlled by the global elite. Your vote will make not one bit of difference in this country's future. Voting is just a tool to make people feel that they have "real" choices and that they have a say in their goverment. Its all b.s. Republicans talk about the Democrats and vice versa. Its divide and conquer in its simplest form.

"The real rulers in Washington are invisible and exercise their power from behind the scenes".- Justice Felix Frankfurter, U.S. Supreme Court

What I always found interesting is that it's the dem's that are the party for the Rich and the rep's that are the party of big government. Clinton & Bush taught me this lesson the hardway.

[blaze]

I agree with your note on the negativity and defeatism , Whatmoney - So what is the answer bmrigs? Just complain?? vote for nobody, be miserable, give up hope for change?? I wish a new BK bill would incude help to those with the majority of the debt due to medical bills. Actually I wish the bigger picture would be fixed so people did not HAVE to lose everything they own and file BK because they got sick- - but we've a long way to go on that.
4 years ago when my DH and I sat around arguing about Kerry/Bush - I told him that if Bush were elected our life (and Americans in general) in 4 years would probably be worse - and here WE are 4 years later - Just discharged from BK - I had no idea then that we would start our own company, pay unbelievable premiums to insure our family on our own, have the business fail, have him lose a job, have huge medical bills pile up - I did not know any of that would happen but I sure felt that if leadership in america did not change - things would go downhill - and boy did they in ways I could have never imagined! No I can't blame Bush for all my poor decisions and lots of what happened is not his fault of course - But generally speaking I want change and I do not think we're gonna get that from McCain!

[WhatMoney]

WhatMoney - I see you neglected to respond to my post about you assuming something that wasn't stated on here by me.

No I didn't "neglect" you - I am pleased that you are going to vote for someone this election. My comment was in the context of all the naysayers on this thread that claim they are not going to vote because they think they have no choice, or their vote won't make a difference because the elections are all controlled by a worldwide conspiracy, or "their" ideal candidate didn't win the nomination. Sorry I included you in this bunch.

[bmrigs]

I agree with your note on the negativity and defeatism , Whatmoney - So what is the answer bmrigs? Just complain?? vote for nobody, be miserable, give up hope for change?? I wish a new BK bill would incude help to those with the majority of the debt due to medical bills. Actually I wish the bigger picture would be fixed so people did not HAVE to lose everything they own and file BK because they got sick- - but we've a long way to go on that.
4 years ago when my DH and I sat around arguing about Kerry/Bush - I told him that if Bush were elected our life (and Americans in general) in 4 years would probably be worse - and here WE are 4 years later - Just discharged from BK - I had no idea then that we would start our own company, pay unbelievable premiums to insure our family on our own, have the business fail, have him lose a job, have huge medical bills pile up - I did not know any of that would happen but I sure felt that if leadership in america did not change - things would go downhill - and boy did they in ways I could have never imagined! No I can't blame Bush for all my poor decisions and lots of what happened is not his fault of course - But generally speaking I want change and I do not think we're gonna get that from McCain!

First off, I wasn't complaining, just telling it how I see it. Second, Im not miserable about the situation myself or this country is in. Third, people have the misconception that change is brought about by the ballot. The only change is a different face at the podium and thats not real change. Real change is abolishing the Federal Reserve, abolishing the IRS and federal income taxes, abolishing social security because its a ponzi scheme that will eventually exhaust itself. Trim the federal govt to its original intent and give the States their soveriegnty back. These are some of the changes that this country needs but no president regardless of party affiliaton has the balls to take on these problems.

[Bandit]

"A man is none the less a slave because he is allowed to choose a new master once in a term of years." -Lysander Spooner

Obama, Mcain, etc, etc. They are all puppets controlled by the global elite. Your vote will make not one bit of difference in this country's future. Voting is just a tool to make people feel that they have "real" choices and that they have a say in their goverment. Its all b.s. Republicans talk about the Democrats and vice versa. Its divide and conquer in its simplest form.

"The real rulers in Washington are invisible and exercise their power from behind the scenes".- Justice Felix Frankfurter, U.S. Supreme Court

First off, I wasn't complaining, just telling it how I see it. Second, Im not miserable about the situation myself or this country is in. Third, people have the misconception that change is brought about by the ballot. The only change is a different face at the podium and thats not real change. Real change is abolishing the Federal Reserve, abolishing the IRS and federal income taxes, abolishing social security because its a ponzi scheme that will eventually exhaust itself. Trim the federal govt to its original intent and give the States their soveriegnty back. These are some of the changes that this country needs but no president regardless of party affiliaton has the balls to take on these problems.