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    #1

    New credit score online today

    From Bankrate.com:

    New credit score online today
    By Joanna Glasner

    A new credit scoring system is available to consumers online starting today.

    For $5.95, Internet users will be able to check their VantageScores online through Experian, one of three U.S. credit reporting bureaus that jointly developed the system. The site also includes a simulation showing how potential actions, such as closing a credit card account or making a late payment, could impact a person's score.

    This is the first time the VantageScores have been made available to the public.

    For the rest of the article, visit:

    Bankrate.com - Compare mortgage, refinance, insurance, CD rates
    http://www.bankrate.com/nltrack/news/debt/20060620a1.asp
    Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more.


    Includes graphs comparing Vantage Scores to FICO scores
    *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

    My posts represent hours of research on and off the web, these forums, my experience, and my opinions.
    Tags: None
    #2
    I just got my Vantage score and was a "D" at a score of 632. I really need to get a credit card!
    Filed Pro-se: 01/18/06
    341 meeting: 02/14/2006
    Objection Deadline: 04/17/06
    Discharge: 06/13/2006
    Closed: 06/21/2006

    Credit cards

    06/25/06, reopened a Discover that I closed before my bk, $1500 limit
    July 2006, Target Redcard $200 limit
    August 2006, Hooters MC $1750 limit

    Comment

      #3
      This explains what our paralegal was talking about the other day on the phone.

      We called to find out the implications of selling our house vs Foreclosure and BK. During the conversation, the paralegal discussed Credit in terms of letter grades. How we probably have an F now. Immediately after we file, we'd probably jump up to a D just due to the weight of all the debt dropping off.

      So I guess this is what she was talking about. Another thing that Creditors and BK Attnys have known about for a while, but regular folk are just learning about.
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment

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