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    Questions I have before I file

    Hello, I am a new memeber and ungortunately, I am about to file bankruptcy, if anyone has the time or knowledge to anwer these questions I would appreciate it...

    Online filing companies that advertise for 100-200 dollars?
    Are there any reputable ones out there that you have actually used?

    I have both state, federal, and property tax debt...

    Federal....i was audited and assesed in 2003 for a debt I have for 2001...i owe appx 4000 to federal...can i file on this?

    State...I owe taxes for each of the last 4 yrs or so...anyone knoe about state of indiana taxes

    Propety taxes on a mobile home ....owe last two years...?

    Student loans...what creates an undue hardship? I am currently only self employed and my student loan is in forebearance...i am raising a family of 6....any opinions...also, if i list it and unsuccessful...will they make me refile or wait 180 days if everything is not fully accepted as is...

    items such as a music club taht hasn't actually named an amount i owe yet...can i estimate an amount and file on them...ie BMG

    thanks to anyone who takes the time to answer

    #2
    Yes, you can estimate the amount you owe, or you can simply say "unkown".

    As for student loan hardship, you basically have to be disabled with no possibility of earning an income. However, if you are raising 6 kids, you may have a chance and should look into it, but that is something you would want to hire an experienced bankruptcy attorney for.

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