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oh cr*pola! a phone call is coming in...

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    #1

    oh cr*pola! a phone call is coming in...

    oh cr*pola! a phone call is coming in...

    is it a damn last 2 week creditor showing up for a objection?

    got me nervous. they left a message. i dont want to check it.
    Im not an attorney or a trustee. You cant trust me either though!

    [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
    [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
    [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
    [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!
    Tags: None
    #2
    Why would they be calling you? Wouldn't they just file with pacer?
    Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

    Comment

      #3
      no they contact you or your attorney directly to try for a settlement first. if they put it in pacer then its costs them more and they progress toward court faster.

      im not gonna listen to it. im scared.

      i wonder if it was for the $6K cash advance i took out.
      Im not an attorney or a trustee. You cant trust me either though!

      [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
      [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
      [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
      [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

      Comment

        #4
        I would think (meaning I don't know for sure but this is my theory) that if you filed pro se, they would have to go thru the court. Shouldn't be able to contact you directly.

        Since you didn't file pro se-check caller ID. Was it your attorney?
        Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

        Comment

          #5
          no it was a number coming from an area where all my creditors are from mostly. thats how i know something is wrong.
          Im not an attorney or a trustee. You cant trust me either though!

          [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
          [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
          [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
          [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

          Comment

            #6
            But why would they call you directly, rather than your attorney? Any chance that you may have forgotten to include someone? Better to find out what its about now than later.
            Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

            Comment

              #7
              i have no idea. im gonna not listen to it. too scared.
              Im not an attorney or a trustee. You cant trust me either though!

              [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
              [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
              [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
              [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

              Comment

                #8
                <smacking BKF around> Listen up, get a grip on your self. Gimme the number and I'll call and see who it is ! Peeps do that all the time when they are too chicken to step up to the plate! LOL! Seriously, call the number, see who it is. If its a creditor, call your lawyer and start crying.

                Comment

                  #9
                  nO-Call you lawyer and start yelling. Make him do his job.
                  Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

                  Comment

                    #10
                    i made an appt with my atty just now and im goona go speak to him about who might have called me. im too scared to lsiten to the message they left. what if its them. im gonna yell at my attorney for this like staci says too.

                    kam, what is your tellephone number so i can give it to the person that is calling me. would that be ok?
                    Im not an attorney or a trustee. You cant trust me either though!

                    [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
                    [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
                    [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
                    [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

                    Comment

                      #11
                      <blink> 1-800-y-b-yellow

                      Look, fraidy cat. If you don't look at your caller id or hear the message, you won't know who the caller is. What you going to do? unplug your phone and take it to your laywer to decipher? Be a man. Listen to the answering machine.

                      Bwaaawk bwaaaak. I'm callin you chikken.

                      Be a hero to the thousands who want to bury their heads in the sand. You are getting experience for when you have to clean up your credit report!

                      Comment

                        #12
                        So he's a chicken now, setting a bad example for ostriches?

                        Originally posted by Kam
                        <blink>

                        Be a hero to the thousands who want to bury their heads in the sand. You are getting experience for when you have to clean up your credit report!
                        Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

                        Comment

                          #13
                          no way am i gonna answer the phone when im trying to clean up my credit report. let alone call anyone on it.

                          ill send the "please clean up my credit report as i heard you are under the law to do so. thanks." letters. that should be good enough to be honest. and ill keep sending them too. no matter how many stamps it costs me.
                          Im not an attorney or a trustee. You cant trust me either though!

                          [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
                          [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
                          [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
                          [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

                          Comment

                            #14
                            Originally posted by bkfiler
                            oh cr*pola! a phone call is coming in...

                            is it a damn last 2 week creditor showing up for a objection?

                            got me nervous. they left a message. i dont want to check it.

                            Hello...WTF?? You are in the Bk process correct?? so JUST listen to it, What is the harn in listening to it????

                            You are under the protection of the automatic stay. right?

                            I looked forward to the phone to ring the day we filed!!! I Couldn't wait to tell them ...HA ...we filed...
                            "To bad, so sad, Bye bye !!"

                            pink_amulet

                            Comment

                              #15
                              ok i just got back from my attorneys appt. cost me $150 for half an hour.

                              i old him what happened. that i got a call and i think the number is from a creditor and that it might be them calling me. i then asked him who is it, does he know what its about?

                              he told me it could be a creditor but he wasnt sure because he didnt get a call from anyone on my case, yet. ok that sounds suspecious to me. what do i do now? i could take the number back in to my attorney next week. maybe he can work a deal and ill agree to pay bacak the creditor teh $8000 but no interest. there is no way im gonna pay interest.

                              but i did get godo news on someone elses question. ill go post it over there.
                              Im not an attorney or a trustee. You cant trust me either though!

                              [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
                              [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
                              [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
                              [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

                              Comment

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