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indianhead
Registered User
Last Activity: 04-14-2019, 12:58 PM
Joined: 03-31-2019
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  • indianhead
    replied to Social Security Benefits and Chapter 7
    Des.

    Once again, many thanks.
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    Leave a comment:


  • indianhead
    started a topic Another Car Loan Question

    Another Car Loan Question

    According to KBB, my car is worth about $4,000 more than my loan. I'm not sure how to proceed. One website said to trade up to a new car, with a new loan and as soon as you leave the lot, it is no longer an issue. I'm not sure if all trustees would treat this situation, the same way. Can I negotiate...
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  • indianhead
    replied to Social Security Benefits and Chapter 7
    Thanks, Des. I have another thought. If you are accumulating your SS benefits and not using these funds to pay for some of your expenses, couldn't the trustee say that you should be filing Chapter 13.
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  • indianhead
    started a topic Social Security Benefits and Chapter 7

    Social Security Benefits and Chapter 7

    From what I read online, if your monthly social security benefits are directly deposited to a separate account, the money becomes exempt
    if not co-mingled with other funds.

    If that is true, are there any reasons why doing that may not be a good idea?
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  • indianhead
    started a topic Income and Expense Forms-What is the Goal?

    Income and Expense Forms-What is the Goal?

    In surfing the internet, I am a little confused. From what I read, if you end up with too much income, the trustee could say that you should be filing Chapter 13. On the other hand and as an example, if your expenses are too high. the trustee might say that you can't reaffirm your car payments because...
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  • indianhead
    started a topic Paying for non-exempts

    Paying for non-exempts

    If the trustee takes your checking account balance and you have no cash to declare, how do you pay for non-exempts or the difference in your car's value?
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