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erin1222
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Last Activity: 10-02-2017, 02:45 PM
Joined: 08-22-2010
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  • Thank you for the advice. My first mortgage is waiting for my second mortgage which is Citi for the subordination agreement. I called my second and it's like you said it's included in the bankruptcy yet they still hold the lien and told me I could make a settlement offer. So I think that's what i...
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  • erin1222
    started a topic 1st and 2nd Mort included in Chapter 7

    1st and 2nd Mort included in Chapter 7

    My 1st and 2nd was included in my Chapter 7 and was never reaffirmed. Now after about 8 years since my discharge I continue to pay both mortgages but they don't get reported to my credit agency. My question is I recently decided to refinance my 1st for a lower rate. My 1st mortgage has informed me...
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