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General Chi-Chat & Introductions Everything NON-bankruptcy related. Topics: 3,418 Posts: 40,324 Last Post: Welcome Newest Moderator -- shipo	3,418	40,324	Welcome Newest Moderator -- shipo by shipo 09-15-2021, 01:56 PM

Bankruptcy & Credit News Post & discuss bankruptcy & credit news in this forum Topics: 1,293 Posts: 9,849 Last Post: USPS posts $3.1 billion loss in Q3, warns of default	1,293	9,849	USPS posts $3.1 billion loss in Q3, warns of default by justbroke 05-31-2021, 11:38 AM
Before the Discharge
General Bankruptcy Talk Bankruptcy discussions that don't fit in existing subcategories Topics: 12,643 Posts: 94,952 Last Post: How does it work with a deceased having CC debt?	12,643	94,952	How does it work with a deceased having CC debt? by justbroke Yesterday, 05:06 PM
Unemployment Unemployment/underemployment is the leading cause for filing bankruptcy Topics: 155 Posts: 2,033 Last Post: Large Tax Refund After Case Closed	155	2,033	Large Tax Refund After Case Closed by saint782 08-24-2021, 04:29 PM
Chapter 7 Everything related to Chapter 7 Topics: 31,806 Posts: 247,263 Last Post: 30 day club post no-distribution	31,806	247,263	30 day club post no-distribution by Ekop785 09-15-2021, 08:08 AM
Chapter 13 Everything related to Chapter 13 Topics: 14,306 Posts: 100,253 Last Post: Question Acquiring credit after discharge date	14,306	100,253	Question Acquiring credit after discharge date by Zombie13 Today, 09:11 AM
Property Transfer & gifts Discuss issues related to property transfers & gifts Topics: 196 Posts: 1,252 Last Post: Charitable Donation	196	1,252	Charitable Donation by flashoflight 06-29-2021, 10:02 AM
Insurance Insurance related discussions Topics: 133 Posts: 1,361 Last Post: Insurance Settlement questions	133	1,361	Insurance Settlement questions by shipo 07-27-2021, 04:14 PM
Medical Debt going bankrupt due to medical debt Topics: 3 Posts: 7 Last Post: Chapter 13 Medical with ongoing health issues	3	7	Chapter 13 Medical with ongoing health issues by justbroke 12-15-2020, 04:24 PM
Tax Issues, Wage Garnishment, Liens Tax Issues, Wage Garnishment, Liens Topics: 57 Posts: 337 Last Post: How to start the process of getting on a payment plan with the IRS?	57	337	How to start the process of getting on a payment plan with the IRS? by joshuagraham 06-25-2021, 11:36 PM
Exemptions Everything about exemptions Topics: 729 Posts: 3,644 Last Post: 2 computers in chapter 7	729	3,644	2 computers in chapter 7 by Scarlett1234 03-26-2021, 10:33 AM
Foreclosure Everything about foreclosures . . . . . Topics: 3,223 Posts: 22,159 Last Post: HOA Lawsuit for Lien Foreclosure	3,223	22,159	HOA Lawsuit for Lien Foreclosure by helpmehelpme Today, 11:28 AM
Collections Collections, Creditors?! Discuss solutions in this forum. Topics: 3,348 Posts: 31,746 Last Post: Know somone who had just passed; his account immediately went to collection agency	3,348	31,746	Know somone who had just passed; his account immediately went to collection agency by joshuagraham Yesterday, 05:09 PM
Repossession Issues related to repos, tips/tricks etc Topics: 308 Posts: 2,069 Last Post: Question Regional Acceptance - Write Off	308	2,069	Question Regional Acceptance - Write Off by IvoryAngel 07-16-2021, 10:04 AM
341 Meeting Share you 341 experience, ask questions, be ready for it Topics: 907 Posts: 6,245 Last Post: 341 tomorrow	907	6,245	341 tomorrow by sophieanne 06-04-2021, 01:57 AM
Adversary Proceedings Did you get hit by adversary proceedings? Let's share our experience and help each other. Topics: 188 Posts: 1,939 Last Post: AP for a large PMSI loan	188	1,939	AP for a large PMSI loan by justbroke 11-13-2020, 09:53 PM
Small Business & Investment Real Estate Business related discussions, such as liquidation of inventory, account receivables, s-crops etc Topics: 253 Posts: 1,429 Last Post: Startup funding for small business	253	1,429	Startup funding for small business by justbroke 03-03-2020, 04:53 AM
Pro Se (Pro Per) Filing Representing yourself? This is where we discuss the art of pro se filing Topics: 1,306 Posts: 9,328 Last Post: Creditor not honoring past C7 discharge - How to proceed?	1,306	9,328	Creditor not honoring past C7 discharge - How to proceed? by debtprison 05-19-2021, 09:49 AM
Bankruptcy FAQ Frequently Asked Questions regarding Bankruptcy Topics: 22 Posts: 86 Last Post: Opening checking/savings post filing	22	86	Opening checking/savings post filing by justbroke 02-28-2021, 09:31 PM
Sample Forms/Letters Post sample letters (not links) and forms which can easily be modified and used by other community members. Topics: 11 Posts: 96 Last Post: Cease and Desist Communications Letter, Judgment Proof Letter	11	96	Cease and Desist Communications Letter, Judgment Proof Letter by bcohen 10-08-2019, 09:39 PM
After the Discharge
Rebuilding Credit How to rebuild credit, apply for secured cards, dispute items etc Topics: 3,545 Posts: 25,745 Last Post: After 13 discharge mortgage company reporting 40 months of late payments	3,545	25,745	After 13 discharge mortgage company reporting 40 months of late payments by BrokeInPgh 09-13-2021, 09:18 PM
Buying a car after BK Discussing everything related to auto financing. Topics: 849 Posts: 6,796 Last Post: Anyone blown away by how expensive cars are these days?	849	6,796	Anyone blown away by how expensive cars are these days? by shipo 08-27-2021, 08:05 AM
Mortgage after BK Yes, it is possible to buy a house sooner than you thought Topics: 1,092 Posts: 8,343 Last Post: Mortgage Reaffirmation Questions	1,092	8,343	Mortgage Reaffirmation Questions by saint782 07-14-2021, 06:40 PM
Getting a job \| Starting a business Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz Topics: 64 Posts: 617 Last Post: Anyone consider driving for Uber, Amazon Flex, etc.	64	617	Anyone consider driving for Uber, Amazon Flex, etc. by joshuagraham Yesterday, 05:11 PM
Retirement Planning IRAs, 401k, 403b, Social Security, Annuities Topics: 23 Posts: 248 Last Post: How Many People are Actually Saving for Their Retirement?	23	248	How Many People are Actually Saving for Their Retirement? by joshuagraham 08-24-2021, 03:14 PM
Student loans Here we talk about student loans and related obstacles Topics: 369 Posts: 2,360 Last Post: social security garnished , are they done ?	369	2,360	social security garnished , are they done ? by joshuagraham 06-25-2021, 11:49 PM
Smart Personal Finance Insights Here we share successful money management tips, budgeting, saving, and other insights for financial success Topics: 152 Posts: 1,692 Last Post: Groupon	152	1,692	Groupon by justbroke 04-24-2021, 02:51 PM
After Stories How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK Topics: 35 Posts: 141 Last Post: What was the first thing you did after discharge?	35	141	What was the first thing you did after discharge? by yourfired 08-23-2021, 06:34 AM
Other Legal Forums
Divorce, Separation, Anullment, Alimony Topics: 14 Posts: 67 Last Post: How does a succession (probate) deal with the deceased's creditors?	14	67	How does a succession (probate) deal with the deceased's creditors? by justbroke 09-03-2021, 10:39 AM
Child Support, Custody, Visitation Topics: 3 Posts: 41 Last Post: Unmarried Fathers rights	3	41	Unmarried Fathers rights by bornfree2 04-18-2021, 08:57 AM
Firing, Hiring, Wrongful Termination Topics: 5 Posts: 35 Last Post: Want to know about employment law	5	35	Want to know about employment law by howardpotts 07-27-2016, 01:52 AM
Real Estate, Landlord/Tenant Issues, Wills, Trusts Topics: 25 Posts: 151 Last Post: Ch 7 discharged 13 years ago - Will property lien still be there?	25	151	Ch 7 discharged 13 years ago - Will property lien still be there? by sophieanne 03-07-2020, 01:54 PM
Other Forums
BKForum Feedback Feedback and suggestions regarding BKForum forum/site/features Topics: 58 Posts: 922 Last Post: How does one delete a post?	58	922	How does one delete a post? by justbroke 04-26-2021, 08:04 AM
Staff Category

Mark Channels Read

How does it work with a deceased having CC debt?

by joshuagraham

I know someone that is the spouse of a recently deceased that had a CC completely in his name. The deceased also had a brokerage account & IRA with a different financial institution. The spouse said that the CC's legal department said that if he had assets anywhere, she had to pay the debt....
- Channel: General Bankruptcy Talk
Yesterday, 04:55 PM
Acquiring credit after discharge date

by Zombie13

Ok; as we get close to being done with this, we have some questions:

I believe this has been answered before but: we can *legally* acquire credit (i.e. credit card, credit union loan, and yes, possibly a 401K loan) the day after the discharge. Is this correct? I believe shipo recommended...
- Channel: Chapter 13
Yesterday, 04:46 PM
Under what Circumstances Can A Debtor Be Denied a BK13 Discharge?

by Barbisi

Justbroke painstakingly explained in a different thread why debtors such as my husband and myself, with complicated cases, are supposed to have a BK13 under a more exacting microscope, full of frequent surveillance and yearly monitoring.
Does this mean the discharge and closing will take additional...
- Channel: Chapter 13
Yesterday, 02:07 PM

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