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General Chi-Chat & Introductions Everything NON-bankruptcy related. Topics: 3,334 Posts: 39,982 Last Post: Question Testing prefix "question"	3,334	39,982	Question Testing prefix "question" by sophieanne 07-09-2020, 02:14 PM

Bankruptcy & Credit News Post & discuss bankruptcy & credit news in this forum Topics: 1,290 Posts: 9,811 Last Post: A Tidal Wave of Bankruptcies Is Coming	1,290	9,811	A Tidal Wave of Bankruptcies Is Coming by laz 07-05-2020, 07:20 PM
Before the Discharge
General Bankruptcy Talk Bankruptcy discussions that don't fit in existing subcategories Topics: 12,449 Posts: 93,754 Last Post: NDC website says I'm in a 100% plan, but I'm not	12,449	93,754	NDC website says I'm in a 100% plan, but I'm not by justbroke Yesterday, 08:20 PM
Unemployment Unemployment/underemployment is the leading cause for filing bankruptcy Topics: 152 Posts: 2,015 Last Post: Unemployed since 2017 & TaxReport 2015-Trustees care for records that far back?	152	2,015	Unemployed since 2017 & TaxReport 2015-Trustees care for records that far back? by justbroke 02-24-2020, 08:14 AM
Chapter 7 Everything related to Chapter 7 Topics: 31,681 Posts: 246,318 Last Post: Awaiting Discharge	31,681	246,318	Awaiting Discharge by justbroke Today, 08:09 AM
Chapter 13 Everything related to Chapter 13 Topics: 14,113 Posts: 98,543 Last Post: Inheritance in active Chapter 13	14,113	98,543	Inheritance in active Chapter 13 by Beautifulday 07-11-2020, 07:04 PM
Property Transfer & gifts Discuss issues related to property transfers & gifts Topics: 193 Posts: 1,235 Last Post: Transferring a car title,, How do they know?	193	1,235	Transferring a car title,, How do they know? by shipo 05-08-2020, 06:56 AM
Insurance Insurance related discussions Topics: 131 Posts: 1,344 Last Post: Auto Insurance Scores & Credit Karma Accuracy	131	1,344	Auto Insurance Scores & Credit Karma Accuracy by shipo 05-10-2020, 04:34 AM
Medical Debt going bankrupt due to medical debt Topics: 1 Posts: 3 Last Post: Covid-19 and medical debt	1	3	Covid-19 and medical debt by sophieanne 06-08-2020, 07:13 PM
Tax Issues, Wage Garnishment, Liens Tax Issues, Wage Garnishment, Liens Topics: 52 Posts: 297 Last Post: Cancellation of Debt, Taxes, and Insolvency	52	297	Cancellation of Debt, Taxes, and Insolvency by womanonfire 03-23-2020, 05:43 AM
Exemptions Everything about exemptions Topics: 725 Posts: 3,599 Last Post: Difference Between Exempt & Non Exempt Assets?	725	3,599	Difference Between Exempt & Non Exempt Assets? by justbroke 03-11-2020, 01:02 PM
Foreclosure Everything about foreclosures . . . . . Topics: 3,222 Posts: 22,146 Last Post: Chapter 13 Mortgage Arrears	3,222	22,146	Chapter 13 Mortgage Arrears by womanonfire 03-07-2020, 02:19 PM
Collections Collections, Creditors?! Discuss solutions in this forum. Topics: 3,333 Posts: 31,653 Last Post: How to run a ChexSystem report like a professional collector	3,333	31,653	How to run a ChexSystem report like a professional collector by sophieanne 04-24-2020, 09:54 AM
Repossession Issues related to repos, tips/tricks etc Topics: 305 Posts: 2,047 Last Post: Capital One suspends Repossessions?	305	2,047	Capital One suspends Repossessions? by sales4lee 04-17-2020, 01:00 PM
341 Meeting Share you 341 experience, ask questions, be ready for it Topics: 900 Posts: 6,203 Last Post: Nevada 341 Meeting Experience (Telephonic)	900	6,203	Nevada 341 Meeting Experience (Telephonic) by skyoumans 06-24-2020, 12:44 PM
Adversary Proceedings Did you get hit by adversary proceedings? Let's share our experience and help each other. Topics: 187 Posts: 1,924 Last Post: Trustee threatens adversary proceedings against Debtor.	187	1,924	Trustee threatens adversary proceedings against Debtor. by bcohen 03-25-2020, 04:48 PM
Small Business & Investment Real Estate Business related discussions, such as liquidation of inventory, account receivables, s-crops etc Topics: 253 Posts: 1,429 Last Post: Startup funding for small business	253	1,429	Startup funding for small business by justbroke 03-03-2020, 04:53 AM
Pro Se (Pro Per) Filing Representing yourself? This is where we discuss the art of pro se filing Topics: 1,302 Posts: 9,309 Last Post: Covid 19 related mandatory overtime	1,302	9,309	Covid 19 related mandatory overtime by justbroke 05-03-2020, 05:07 PM
Bankruptcy FAQ Frequently Asked Questions regarding Bankruptcy Topics: 22 Posts: 83 Last Post: Reasonable allowable expenses for Chapter 7 under the post-2005 law	22	83	Reasonable allowable expenses for Chapter 7 under the post-2005 law by flashoflight 05-07-2020, 03:13 PM
Sample Forms/Letters Post sample letters (not links) and forms which can easily be modified and used by other community members. Topics: 11 Posts: 96 Last Post: Cease and Desist Communications Letter, Judgment Proof Letter	11	96	Cease and Desist Communications Letter, Judgment Proof Letter by bcohen 10-08-2019, 09:39 PM
After the Discharge
Rebuilding Credit How to rebuild credit, apply for secured cards, dispute items etc Topics: 3,511 Posts: 25,508 Last Post: After my Chapter 13 drops off, will my credit rating drop as well?	3,511	25,508	After my Chapter 13 drops off, will my credit rating drop as well? by shipo 07-04-2020, 10:28 AM
Buying a car after BK Discussing everything related to auto financing. Topics: 847 Posts: 6,785 Last Post: Any BK Friendly Car Loans out there (w/ decent rates)?	847	6,785	Any BK Friendly Car Loans out there (w/ decent rates)? by justbroke 01-13-2020, 06:42 PM
Mortgage after BK Yes, it is possible to buy a house sooner than you thought Topics: 1,085 Posts: 8,306 Last Post: How soon after a chapter 7 can I get a conventional mortgage loan?	1,085	8,306	How soon after a chapter 7 can I get a conventional mortgage loan? by justbroke 02-24-2020, 12:30 PM
Getting a job \| Starting a business Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz Topics: 63 Posts: 605 Last Post: New job at finance company	63	605	New job at finance company by Mrodgers 03-05-2020, 05:57 PM
Retirement Planning IRAs, 401k, 403b, Social Security, Annuities Topics: 23 Posts: 241 Last Post: How Many People are Actually Saving for Their Retirement?	23	241	How Many People are Actually Saving for Their Retirement? by joshuagraham 03-11-2017, 10:44 PM
Student loans Here we talk about student loans and related obstacles Topics: 368 Posts: 2,346 Last Post: School loans and now on PERMANENT and TOTAL DISABILITY?	368	2,346	School loans and now on PERMANENT and TOTAL DISABILITY? by RetiredArmy 02-22-2017, 11:19 AM
Smart Personal Finance Insights Here we share successful money management tips, budgeting, saving, and other insights for financial success Topics: 150 Posts: 1,670 Last Post: Need a miracle	150	1,670	Need a miracle by helot13 02-01-2017, 08:53 AM
After Stories How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK Topics: 33 Posts: 130 Last Post: 13 years post file Harassment	33	130	13 years post file Harassment by despritfreya 03-22-2020, 04:43 AM
Other Legal Forums
Divorce, Separation, Anullment, Alimony Topics: 13 Posts: 65 Last Post: Planing to file BK and wondering about divorce	13	65	Planing to file BK and wondering about divorce by nmocean 03-20-2014, 05:13 PM
Child Support, Custody, Visitation Topics: 3 Posts: 40 Last Post: Unmarried Fathers rights	3	40	Unmarried Fathers rights by Floridagail 04-03-2013, 04:53 AM
Firing, Hiring, Wrongful Termination Topics: 5 Posts: 35 Last Post: Want to know about employment law	5	35	Want to know about employment law by howardpotts 07-27-2016, 01:52 AM
Real Estate, Landlord/Tenant Issues, Wills, Trusts Topics: 25 Posts: 151 Last Post: Ch 7 discharged 13 years ago - Will property lien still be there?	25	151	Ch 7 discharged 13 years ago - Will property lien still be there? by sophieanne 03-07-2020, 01:54 PM
Other Forums
BKForum Feedback Feedback and suggestions regarding BKForum forum/site/features Topics: 55 Posts: 904 Last Post: Question about how forum works	55	904	Question about how forum works by justbroke 03-07-2020, 11:56 AM
Staff Category

Mark Channels Read

NDC website says I'm in a 100% plan, but I'm not

by Beautifulday

The NDC says I'm in a 100% plan, however, I'm only paying back 49%. I'm in a 5 yr plan and paying tax debt, car loan, and unsecured credit card debt. The unsecured credit card debt is over $150k. The taxes are $22k and the car loan is $10k. Over the 60 months I will only be paying about $90k....
- Channel: General Bankruptcy Talk
Yesterday, 04:02 PM
Can I Avoid Giving the Tax Refund to the CH13 Trustee?

by flashoflight

Preface: It's probably better to get the withholdings right rather than to do this.

Let's say in December 2020, tax software for 2020 was installed and there is a $3500 refund when only $500 can be kept per the confirmation order.

Normally, the trustee takes the $3000 without...
- Channel: Chapter 13
07-10-2020, 09:04 PM
Awaiting Discharge

by Cronin

Monday, 7/6th was the deadline for objection to discharge. As of today, 7/10th I’m still awaiting a discharge and according to PACER nothing has been entered on the docket since the day after the 341 meeting in May indicating no distribution. Is this unusual and maybe just a delay due to covid?...
- Channel: Chapter 7
07-10-2020, 09:52 AM

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