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General Chi-Chat & Introductions Everything NON-bankruptcy related. Topics: 3,331 Posts: 39,978 Last Post: been a while	3,331	39,978	been a while by sophieanne 05-28-2020, 03:00 PM
News Talk
Bankruptcy & Credit News Post & discuss bankruptcy & credit news in this forum Topics: 1,286 Posts: 9,806 Last Post: Is Bankruptcy The Answer? ... Maybe	1,286	9,806	Is Bankruptcy The Answer? ... Maybe by RockSteady 05-16-2020, 04:35 PM
Before the Discharge
General Bankruptcy Talk Bankruptcy discussions that don't fit in existing subcategories Topics: 12,441 Posts: 93,664 Last Post: We worry too much	12,441	93,664	We worry too much by Layla55 Yesterday, 06:14 PM
Unemployment Unemployment/underemployment is the leading cause for filing bankruptcy Topics: 152 Posts: 2,015 Last Post: Unemployed since 2017 & TaxReport 2015-Trustees care for records that far back?	152	2,015	Unemployed since 2017 & TaxReport 2015-Trustees care for records that far back? by justbroke 02-24-2020, 08:14 AM
Chapter 7 Everything related to Chapter 7 Topics: 31,664 Posts: 246,212 Last Post: Wife Debts/ is Bankruptcy a good option	31,664	246,212	Wife Debts/ is Bankruptcy a good option by justbroke Yesterday, 04:05 PM
Chapter 13 Everything related to Chapter 13 Topics: 14,095 Posts: 98,413 Last Post: Case Closed	14,095	98,413	Case Closed by Carmella 05-30-2020, 02:24 PM
Property Transfer & gifts Discuss issues related to property transfers & gifts Topics: 193 Posts: 1,235 Last Post: Transferring a car title,, How do they know?	193	1,235	Transferring a car title,, How do they know? by shipo 05-08-2020, 06:56 AM
Insurance Insurance related discussions Topics: 131 Posts: 1,344 Last Post: Auto Insurance Scores & Credit Karma Accuracy	131	1,344	Auto Insurance Scores & Credit Karma Accuracy by shipo 05-10-2020, 04:34 AM
Medical Debt going bankrupt due to medical debt Topics: 0 Posts: 0	0	0
Tax Issues Tax Issues during bankruptcy Topics: 2 Posts: 5 Last Post: Cancellation of Debt, Taxes, and Insolvency	2	5	Cancellation of Debt, Taxes, and Insolvency by womanonfire 03-23-2020, 05:43 AM
Exemptions Everything about exemptions Topics: 725 Posts: 3,599 Last Post: Difference Between Exempt & Non Exempt Assets?	725	3,599	Difference Between Exempt & Non Exempt Assets? by justbroke 03-11-2020, 01:02 PM
Foreclosure Everything about foreclosures . . . . . Topics: 3,222 Posts: 22,146 Last Post: Chapter 13 Mortgage Arrears	3,222	22,146	Chapter 13 Mortgage Arrears by womanonfire 03-07-2020, 02:19 PM
Collections Collections, Creditors?! Discuss solutions in this forum. Topics: 3,333 Posts: 31,653 Last Post: How to run a ChexSystem report like a professional collector	3,333	31,653	How to run a ChexSystem report like a professional collector by sophieanne 04-24-2020, 09:54 AM
Repossession Issues related to repos, tips/tricks etc Topics: 305 Posts: 2,047 Last Post: Capital One suspends Repossessions?	305	2,047	Capital One suspends Repossessions? by sales4lee 04-17-2020, 01:00 PM
341 Meeting Share you 341 experience, ask questions, be ready for it Topics: 899 Posts: 6,199 Last Post: 341 Meeting in VA (Telephonic)	899	6,199	341 Meeting in VA (Telephonic) by sophieanne Yesterday, 11:52 AM
Adversary Proceedings Did you get hit by adversary proceedings? Let's share our experience and help each other. Topics: 187 Posts: 1,924 Last Post: Trustee threatens adversary proceedings against Debtor.	187	1,924	Trustee threatens adversary proceedings against Debtor. by bcohen 03-25-2020, 04:48 PM
Small Business & Investment Real Estate Business related discussions, such as liquidation of inventory, account receivables, s-crops etc Topics: 253 Posts: 1,429 Last Post: Startup funding for small business	253	1,429	Startup funding for small business by justbroke 03-03-2020, 04:53 AM
Pro Se (Pro Per) Filing Representing yourself? This is where we discuss the art of pro se filing Topics: 1,302 Posts: 9,309 Last Post: Covid 19 related mandatory overtime	1,302	9,309	Covid 19 related mandatory overtime by justbroke 05-03-2020, 05:07 PM
Bankruptcy FAQ Frequently Asked Questions regarding Bankruptcy Topics: 22 Posts: 83 Last Post: Reasonable allowable expenses for Chapter 7 under the post-2005 law	22	83	Reasonable allowable expenses for Chapter 7 under the post-2005 law by flashoflight 05-07-2020, 03:13 PM
Sample Forms/Letters Post sample letters (not links) and forms which can easily be modified and used by other community members. Topics: 11 Posts: 96 Last Post: Cease and Desist Communications Letter, Judgment Proof Letter	11	96	Cease and Desist Communications Letter, Judgment Proof Letter by bcohen 10-08-2019, 09:39 PM
After the Discharge
Rebuilding Credit How to rebuild credit, apply for secured cards, dispute items etc Topics: 3,508 Posts: 25,489 Last Post: Set backs !	3,508	25,489	Set backs ! by sophieanne 05-20-2020, 03:57 AM
Buying a car after BK Discussing everything related to auto financing. Topics: 847 Posts: 6,785 Last Post: Any BK Friendly Car Loans out there (w/ decent rates)?	847	6,785	Any BK Friendly Car Loans out there (w/ decent rates)? by justbroke 01-13-2020, 06:42 PM
Mortgage after BK Yes, it is possible to buy a house sooner than you thought Topics: 1,085 Posts: 8,306 Last Post: How soon after a chapter 7 can I get a conventional mortgage loan?	1,085	8,306	How soon after a chapter 7 can I get a conventional mortgage loan? by justbroke 02-24-2020, 12:30 PM
Getting a job \| Starting a business Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz Topics: 63 Posts: 605 Last Post: New job at finance company	63	605	New job at finance company by Mrodgers 03-05-2020, 05:57 PM
Retirement Planning IRAs, 401k, 403b, Social Security, Annuities Topics: 23 Posts: 241 Last Post: How Many People are Actually Saving for Their Retirement?	23	241	How Many People are Actually Saving for Their Retirement? by joshuagraham 03-11-2017, 10:44 PM
Student loans Here we talk about student loans and related obstacles Topics: 368 Posts: 2,346 Last Post: School loans and now on PERMANENT and TOTAL DISABILITY?	368	2,346	School loans and now on PERMANENT and TOTAL DISABILITY? by RetiredArmy 02-22-2017, 11:19 AM
Smart Personal Finance Insights Here we share successful money management tips, budgeting, saving, and other insights for financial success Topics: 151 Posts: 1,673 Last Post: Need a miracle	151	1,673	Need a miracle by helot13 02-01-2017, 08:53 AM
After Stories How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK Topics: 34 Posts: 136 Last Post: Credit Union Vehicle Reaffirmation question	34	136	Credit Union Vehicle Reaffirmation question by justbroke 05-13-2020, 07:53 AM
Other Legal Forums
Divorce, Separation, Anullment, Alimony Topics: 13 Posts: 65 Last Post: Planing to file BK and wondering about divorce	13	65	Planing to file BK and wondering about divorce by nmocean 03-20-2014, 05:13 PM
Child Support, Custody, Visitation Topics: 3 Posts: 40 Last Post: Unmarried Fathers rights	3	40	Unmarried Fathers rights by Floridagail 04-03-2013, 04:53 AM
Driving Violations & Tickets Topics: 4 Posts: 68 Last Post: To know about drunken drive charges	4	68	To know about drunken drive charges by despritfreya 07-27-2016, 03:22 AM
Firing, Hiring, Wrongful Termination Topics: 5 Posts: 35 Last Post: Want to know about employment law	5	35	Want to know about employment law by howardpotts 07-27-2016, 01:52 AM
Tax Law, Wage Garnishment, Liens Topics: 50 Posts: 292 Last Post: 1099-C Insolvency question vs. inheritance	50	292	1099-C Insolvency question vs. inheritance by Meadowland 04-08-2017, 11:04 AM
Real Estate, Landlord/Tenant Issues, Wills, Trusts Topics: 25 Posts: 151 Last Post: Ch 7 discharged 13 years ago - Will property lien still be there?	25	151	Ch 7 discharged 13 years ago - Will property lien still be there? by sophieanne 03-07-2020, 01:54 PM
Other Forums
BKForum Feedback Feedback and suggestions regarding BKForum forum/site/features Topics: 55 Posts: 904 Last Post: Question about how forum works	55	904	Question about how forum works by justbroke 03-07-2020, 11:56 AM
Staff Category

Mark Channels Read

Wife Debts/ is Bankruptcy a good option

by WinstonC

So here is the situation.
My Wife has a lot of Student Debt. I believe most of it is Federal student loans. She also has credit card and other debt.
We are currently living outside of the United States. We last lived in in Minnesota. We are thinking about moving back to...
- Channel: Chapter 7
05-30-2020, 09:32 PM
We worry too much

by Carmella

Before BK I had so much anxiety about many things. One of these things was my daughter who was in college, getting close to graduation. She actually graduated two days before our 341 meeting.

When I bought a car for her to use a few years before we even thought about BK I could not qualify...
- Channel: General Bankruptcy Talk
05-30-2020, 02:48 PM
341 Meeting in VA (Telephonic)

by Macc404

My post here is a bit on the late side, but I wanted to post up about my recent 341 meeting. The actual meeting took place over the phone and was in the Alexandria Division of the Eastern District of Virginia Bankruptcy Court. There were 12 cases the trustee was going over, including my own. There were...
- Channel: 341 Meeting
05-29-2020, 08:45 AM

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