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Directory	Topics	Posts	Last Post

General Chi-Chat & Introductions Everything NON-bankruptcy related. Topics: 3,479 Posts: 40,584 Last Post: New to the forum	3,479	40,584	New to the forum by Carmella 09-19-2022, 06:18 PM

Bankruptcy & Credit News Post & discuss bankruptcy & credit news in this forum Topics: 1,298 Posts: 9,892 Last Post: DeSantis Vetos Increasing the FL Bankruptcy Motor Vehicle Exemption From 1k to 5k	1,298	9,892	DeSantis Vetos Increasing the FL Bankruptcy Motor Vehicle Exemption From 1k to 5k by justbroke 05-28-2022, 06:55 PM
Before the Discharge
General Bankruptcy Talk Bankruptcy discussions that don't fit in existing subcategories Topics: 12,738 Posts: 95,595 Last Post: Question Payment plan	12,738	95,595	Question Payment plan by shipo 09-19-2022, 02:02 PM
Unemployment Unemployment/underemployment is the leading cause for filing bankruptcy Topics: 155 Posts: 2,034 Last Post: Large Tax Refund After Case Closed	155	2,034	Large Tax Refund After Case Closed by krissmith33 02-01-2022, 04:06 PM
Chapter 7 Everything related to Chapter 7 Topics: 31,871 Posts: 247,663 Last Post: So like, what are "they" doing?	31,871	247,663	So like, what are "they" doing? by Snowpiercer 09-19-2022, 06:50 PM
Chapter 13 Everything related to Chapter 13 Topics: 14,516 Posts: 102,136 Last Post: Notating Bankruptcy Exemptions	14,516	102,136	Notating Bankruptcy Exemptions by TurnThePage 09-22-2022, 05:07 PM
Property Transfer & gifts Discuss issues related to property transfers & gifts Topics: 197 Posts: 1,256 Last Post: Are gifts from friends/family considered income?	197	1,256	Are gifts from friends/family considered income? by justbroke 02-21-2022, 08:43 AM
Insurance Insurance related discussions Topics: 134 Posts: 1,366 Last Post: BK Friendly Car Insurance?	134	1,366	BK Friendly Car Insurance? by flashoflight 08-24-2022, 08:37 AM
Medical Debt going bankrupt due to medical debt Topics: 3 Posts: 7 Last Post: Chapter 13 Medical with ongoing health issues	3	7	Chapter 13 Medical with ongoing health issues by justbroke 12-15-2020, 04:24 PM
Tax Issues, Wage Garnishment, Liens Tax Issues, Wage Garnishment, Liens Topics: 65 Posts: 386 Last Post: Update on my IRS taxes	65	386	Update on my IRS taxes by sophieanne 08-27-2022, 08:02 AM
Exemptions Everything about exemptions Topics: 736 Posts: 3,714 Last Post: Surrendering a motorcycle to get cash?	736	3,714	Surrendering a motorcycle to get cash? by justbroke 05-30-2022, 08:09 PM
Foreclosure Everything about foreclosures . . . . . Topics: 3,225 Posts: 22,180 Last Post: Question I recieved a default / breach letter with a due date. Questions	3,225	22,180	Question I recieved a default / breach letter with a due date. Questions by Mark80 06-23-2022, 11:24 AM
Collections Collections, Creditors?! Discuss solutions in this forum. Topics: 3,351 Posts: 31,763 Last Post: Question Just noticed two credit collections with a company from 2009. Do I just ignore them?	3,351	31,763	Question Just noticed two credit collections with a company from 2009. Do I just ignore them? by Mark80 06-23-2022, 11:29 AM
Repossession Issues related to repos, tips/tricks etc Topics: 311 Posts: 2,090 Last Post: CU repo and collecting for full amount of loan	311	2,090	CU repo and collecting for full amount of loan by despritfreya 09-22-2022, 03:56 AM
341 Meeting Share you 341 experience, ask questions, be ready for it Topics: 909 Posts: 6,253 Last Post: 10 days out from 341 Ch 7 Pro Se	909	6,253	10 days out from 341 Ch 7 Pro Se by BxRcvor 08-18-2022, 05:48 AM
Adversary Proceedings Did you get hit by adversary proceedings? Let's share our experience and help each other. Topics: 188 Posts: 1,939 Last Post: AP for a large PMSI loan	188	1,939	AP for a large PMSI loan by justbroke 11-13-2020, 09:53 PM
Small Business & Investment Real Estate Business related discussions, such as liquidation of inventory, account receivables, s-crops etc Topics: 254 Posts: 1,436 Last Post: Investor Home Sale About to Close	254	1,436	Investor Home Sale About to Close by justbroke 06-14-2022, 02:20 PM
Pro Se (Pro Per) Filing Representing yourself? This is where we discuss the art of pro se filing Topics: 1,315 Posts: 9,419 Last Post: Some things im learning along the way	1,315	9,419	Some things im learning along the way by bornfree2 05-25-2022, 05:58 PM
Bankruptcy FAQ Frequently Asked Questions regarding Bankruptcy Topics: 23 Posts: 87 Last Post: How soon can Debtor sell/spend exempted property?	23	87	How soon can Debtor sell/spend exempted property? by bornfree2 04-05-2022, 05:41 PM
Sample Forms/Letters Post sample letters (not links) and forms which can easily be modified and used by other community members. Topics: 11 Posts: 96 Last Post: Cease and Desist Communications Letter, Judgment Proof Letter	11	96	Cease and Desist Communications Letter, Judgment Proof Letter by bcohen 10-08-2019, 09:39 PM
After the Discharge
Rebuilding Credit How to rebuild credit, apply for secured cards, dispute items etc Topics: 3,570 Posts: 25,929 Last Post: Unexpectedly High Credit Scores Post Filing, Pre-Discharge	3,570	25,929	Unexpectedly High Credit Scores Post Filing, Pre-Discharge by justbroke 09-14-2022, 06:58 PM
Buying a car after BK Discussing everything related to auto financing. Topics: 857 Posts: 6,899 Last Post: Car title post discharge	857	6,899	Car title post discharge by Carmella 09-17-2022, 03:59 AM
Mortgage after BK Yes, it is possible to buy a house sooner than you thought Topics: 1,099 Posts: 8,379 Last Post: Should I re-affirm / refinance prior to doing any repairs / upgrades?	1,099	8,379	Should I re-affirm / refinance prior to doing any repairs / upgrades? by Mark80 06-23-2022, 11:21 AM
Getting a job \| Starting a business Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz Topics: 65 Posts: 626 Last Post: Hustle ideas? $1000 in 15 days?	65	626	Hustle ideas? $1000 in 15 days? by bornfree2 04-20-2022, 01:30 PM
Retirement Planning IRAs, 401k, 403b, Social Security, Annuities Topics: 24 Posts: 257 Last Post: Paying Down Mortgage v. Investing	24	257	Paying Down Mortgage v. Investing by womanonfire 04-15-2022, 06:48 AM
Student loans Here we talk about student loans and related obstacles Topics: 371 Posts: 2,366 Last Post: FFEL loans to Direct Loan Consolidation to take advantage of Biden Forgiveness	371	2,366	FFEL loans to Direct Loan Consolidation to take advantage of Biden Forgiveness by eap82 09-09-2022, 05:22 AM
Smart Personal Finance Insights Here we share successful money management tips, budgeting, saving, and other insights for financial success Topics: 155 Posts: 1,717 Last Post: Dave Ramsey and other financial experts	155	1,717	Dave Ramsey and other financial experts by Carmella 07-23-2022, 02:11 PM
After Stories How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK Topics: 45 Posts: 198 Last Post: Is Post-BK13 Life Ever "As If It Never Happened"?	45	198	Is Post-BK13 Life Ever "As If It Never Happened"? by Barbisi 09-21-2022, 12:15 PM
Other Legal Forums
Divorce, Separation, Anullment, Alimony Topics: 14 Posts: 67 Last Post: How does a succession (probate) deal with the deceased's creditors?	14	67	How does a succession (probate) deal with the deceased's creditors? by justbroke 09-03-2021, 10:39 AM
Child Support, Custody, Visitation Topics: 3 Posts: 41 Last Post: Unmarried Fathers rights	3	41	Unmarried Fathers rights by bornfree2 04-18-2021, 08:57 AM
Firing, Hiring, Wrongful Termination Topics: 5 Posts: 35 Last Post: Want to know about employment law	5	35	Want to know about employment law by howardpotts 07-27-2016, 01:52 AM
Real Estate, Landlord/Tenant Issues, Wills, Trusts Topics: 26 Posts: 159 Last Post: Renting after CH7 discharge?	26	159	Renting after CH7 discharge? by justbroke 03-29-2022, 04:31 PM
Other Forums
BKForum Feedback Feedback and suggestions regarding BKForum forum/site/features Topics: 59 Posts: 926 Last Post: Private Messages	59	926	Private Messages by justbroke 10-26-2021, 08:22 PM
Staff Category

Mark Channels Read

Notating Bankruptcy Exemptions

by TurnThePage

Was wondering if anyone could list examples of Bankruptcy Exemptions on the Petition, and the applicable law that supports it. I'm basically looking for a general, blueprint format with state and / or federal exemptions....
- Channel: Chapter 13
09-21-2022, 04:16 PM
New to the forum

by Nequwan

Hello all new to the forum just started my chapter 13. So nervous but sometimes we do what we have to. Hopefully I will learn helpful information...
- Channel: General Chi-Chat & Introductions
09-19-2022, 08:59 AM
Is Post-BK13 Life Ever "As If It Never Happened"?

by Barbisi

I'm curious if other BK13 discharged "survivors" feel as if their lives are truly the same as they were before bankruptcy began or if everything changed and will never be the same again.
As the once ubiquitous tv commercial promises (after a fire or flood, or other home calamity,) "As...
- Channel: After Stories
09-18-2022, 03:27 PM

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