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General Chi-Chat & Introductions General Chi-Chat & Introductions
Everything NON-bankruptcy related.
Topics: 3,419 Posts: 40,330
Last Post: New to the forum
3,419 40,330
justbroke
Bankruptcy & Credit News Bankruptcy & Credit News
Post & discuss bankruptcy & credit news in this forum
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1,293 9,850
Before the Discharge
General Bankruptcy Talk General Bankruptcy Talk
Bankruptcy discussions that don't fit in existing subcategories
Topics: 12,646 Posts: 94,975
12,646 94,975
Unemployment Unemployment
Unemployment/underemployment is the leading cause for filing bankruptcy
Topics: 155 Posts: 2,033
155 2,033
Chapter 7 Chapter 7
Everything related to Chapter 7
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31,806 247,266
justbroke
Chapter 13 Chapter 13
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Last Post: Charitable Donation
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Medical Debt Medical Debt
going bankrupt due to medical debt
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Tax Issues, Wage Garnishment, Liens
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57 337
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729 3,644
Scarlett1234
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308 2,069
341 Meeting
Share you 341 experience, ask questions, be ready for it
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Last Post: 341 tomorrow
907 6,245
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Did you get hit by adversary proceedings? Let's share our experience and help each other.
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188 1,939
justbroke
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Business related discussions, such as liquidation of inventory, account receivables, s-crops etc
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Representing yourself? This is where we discuss the art of pro se filing
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1,306 9,328
Bankruptcy FAQ Bankruptcy FAQ
Frequently Asked Questions regarding Bankruptcy
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After the Discharge
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Buying a car after BK Buying a car after BK
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849 6,796
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Yes, it is possible to buy a house sooner than you thought
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Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz
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IRAs, 401k, 403b, Social Security, Annuities
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369 2,360
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Here we share successful money management tips, budgeting, saving, and other insights for financial success
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Last Post: Groupon
152 1,692
justbroke
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How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK
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35 141
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Staff Category

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  • nozar
    Landlords preference: good credit with BK, or lower credit but no BK on your record?
    by nozar
    Say you want to maximize your chances of renting an apartment from a landlord in 6 months from now, and need to decide between filing for bankruptcy and settling the debts. Your credit score right now is a bit below 500.

    Option A: You settle your debts individually with the creditors and...
    09-22-2021, 02:07 PM
  • User902021
    Settle CC debt before filing?
    by User902021
    I apologize if this is a dumb question or if it has been answered already. I tried searching to find an answer, but the uniqueness of each situation I read about made it difficult to infer a general answer. Unfortunately, there is some urgency involved, since I will be required to respond today if it...
    09-22-2021, 12:20 PM
  • User902021
    New to the forum
    by User902021
    Hello to everyone. I can’t say it’s nice to be here (seeing as how I would prefer not to have to be), so instead I’ll say, I am grateful that there are people like you all, who are willing to offer your insights and advice to those of us who need it. Thank you for your selflessness!
    09-21-2021, 06:17 PM

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Bankruptcy Forum Chapter 7 13 341 Meeting Credit Collections Statistics

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