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Directory	Topics	Posts	Last Post

General Chi-Chat & Introductions Everything NON-bankruptcy related. Topics: 3,488 Posts: 40,603 Last Post: Hello	3,488	40,603	Hello by justbroke 11-20-2022, 07:38 PM

Bankruptcy & Credit News Post & discuss bankruptcy & credit news in this forum Topics: 1,298 Posts: 9,892 Last Post: DeSantis Vetos Increasing the FL Bankruptcy Motor Vehicle Exemption From 1k to 5k	1,298	9,892	DeSantis Vetos Increasing the FL Bankruptcy Motor Vehicle Exemption From 1k to 5k by justbroke 05-28-2022, 07:55 PM
Before the Discharge
General Bankruptcy Talk Bankruptcy discussions that don't fit in existing subcategories Topics: 12,759 Posts: 95,667 Last Post: Bankruptcy Petition and signing appointment	12,759	95,667	Bankruptcy Petition and signing appointment by justbroke 11-28-2022, 07:35 PM
Unemployment Unemployment/underemployment is the leading cause for filing bankruptcy Topics: 155 Posts: 2,034 Last Post: Large Tax Refund After Case Closed	155	2,034	Large Tax Refund After Case Closed by krissmith33 02-01-2022, 05:06 PM
Chapter 7 Everything related to Chapter 7 Topics: 31,878 Posts: 247,689 Last Post: What happened to your bank account after filing Chapter 7?	31,878	247,689	What happened to your bank account after filing Chapter 7? by Backagain Yesterday, 01:38 PM
Chapter 13 Everything related to Chapter 13 Topics: 14,549 Posts: 102,295 Last Post: Chapter 13 Confirmed - 5 of 60 months - 81% of total creditor bills	14,549	102,295	Chapter 13 Confirmed - 5 of 60 months - 81% of total creditor bills by IndyNation 11-29-2022, 06:40 AM
Property Transfer & gifts Discuss issues related to property transfers & gifts Topics: 197 Posts: 1,261 Last Post: Foreign Bank Accounts	197	1,261	Foreign Bank Accounts by justbroke 11-08-2022, 03:06 PM
Insurance Insurance related discussions Topics: 134 Posts: 1,366 Last Post: BK Friendly Car Insurance?	134	1,366	BK Friendly Car Insurance? by flashoflight 08-24-2022, 09:37 AM
Medical Debt going bankrupt due to medical debt Topics: 3 Posts: 7 Last Post: Chapter 13 Medical with ongoing health issues	3	7	Chapter 13 Medical with ongoing health issues by justbroke 12-15-2020, 05:24 PM
Tax Issues, Wage Garnishment, Liens Tax Issues, Wage Garnishment, Liens Topics: 67 Posts: 391 Last Post: IRS Refund In Excess of IRS Claim - what happens?	67	391	IRS Refund In Excess of IRS Claim - what happens? by justbroke 11-14-2022, 04:34 PM
Exemptions Everything about exemptions Topics: 736 Posts: 3,714 Last Post: Surrendering a motorcycle to get cash?	736	3,714	Surrendering a motorcycle to get cash? by justbroke 05-30-2022, 09:09 PM
Foreclosure Everything about foreclosures . . . . . Topics: 3,226 Posts: 22,183 Last Post: Forclosuure	3,226	22,183	Forclosuure by Gunterwoman 11-19-2022, 10:57 AM
Collections Collections, Creditors?! Discuss solutions in this forum. Topics: 3,351 Posts: 31,763 Last Post: Question Just noticed two credit collections with a company from 2009. Do I just ignore them?	3,351	31,763	Question Just noticed two credit collections with a company from 2009. Do I just ignore them? by Mark80 06-23-2022, 12:29 PM
Repossession Issues related to repos, tips/tricks etc Topics: 311 Posts: 2,091 Last Post: CU repo and collecting for full amount of loan	311	2,091	CU repo and collecting for full amount of loan by Johnworker1 09-26-2022, 02:00 PM
341 Meeting Share you 341 experience, ask questions, be ready for it Topics: 909 Posts: 6,253 Last Post: 10 days out from 341 Ch 7 Pro Se	909	6,253	10 days out from 341 Ch 7 Pro Se by BxRcvor 08-18-2022, 06:48 AM
Adversary Proceedings Did you get hit by adversary proceedings? Let's share our experience and help each other. Topics: 188 Posts: 1,939 Last Post: AP for a large PMSI loan	188	1,939	AP for a large PMSI loan by justbroke 11-13-2020, 10:53 PM
Small Business & Investment Real Estate Business related discussions, such as liquidation of inventory, account receivables, s-crops etc Topics: 254 Posts: 1,436 Last Post: Investor Home Sale About to Close	254	1,436	Investor Home Sale About to Close by justbroke 06-14-2022, 03:20 PM
Pro Se (Pro Per) Filing Representing yourself? This is where we discuss the art of pro se filing Topics: 1,315 Posts: 9,419 Last Post: Some things im learning along the way	1,315	9,419	Some things im learning along the way by bornfree2 05-25-2022, 06:58 PM
Bankruptcy FAQ Frequently Asked Questions regarding Bankruptcy Topics: 23 Posts: 87 Last Post: How soon can Debtor sell/spend exempted property?	23	87	How soon can Debtor sell/spend exempted property? by bornfree2 04-05-2022, 06:41 PM
Sample Forms/Letters Post sample letters (not links) and forms which can easily be modified and used by other community members. Topics: 11 Posts: 96 Last Post: Cease and Desist Communications Letter, Judgment Proof Letter	11	96	Cease and Desist Communications Letter, Judgment Proof Letter by bcohen 10-08-2019, 10:39 PM
After the Discharge
Rebuilding Credit How to rebuild credit, apply for secured cards, dispute items etc Topics: 3,574 Posts: 25,975 Last Post: Dead Water Heater, Power Outages and Generators Oh My!	3,574	25,975	Dead Water Heater, Power Outages and Generators Oh My! by Barbisi 11-30-2022, 12:50 PM
Buying a car after BK Discussing everything related to auto financing. Topics: 859 Posts: 6,915 Last Post: Car Buying Experience Post 13	859	6,915	Car Buying Experience Post 13 by shipo 10-22-2022, 06:15 PM
Mortgage after BK Yes, it is possible to buy a house sooner than you thought Topics: 1,099 Posts: 8,379 Last Post: Should I re-affirm / refinance prior to doing any repairs / upgrades?	1,099	8,379	Should I re-affirm / refinance prior to doing any repairs / upgrades? by Mark80 06-23-2022, 12:21 PM
Getting a job \| Starting a business Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz Topics: 65 Posts: 626 Last Post: Hustle ideas? $1000 in 15 days?	65	626	Hustle ideas? $1000 in 15 days? by bornfree2 04-20-2022, 02:30 PM
Retirement Planning IRAs, 401k, 403b, Social Security, Annuities Topics: 24 Posts: 259 Last Post: How Many People are Actually Saving for Their Retirement?	24	259	How Many People are Actually Saving for Their Retirement? by womanonfire 10-29-2022, 08:21 AM
Student loans Here we talk about student loans and related obstacles Topics: 371 Posts: 2,370 Last Post: FFEL loans to Direct Loan Consolidation to take advantage of Biden Forgiveness	371	2,370	FFEL loans to Direct Loan Consolidation to take advantage of Biden Forgiveness by justbroke 10-17-2022, 04:13 PM
Smart Personal Finance Insights Here we share successful money management tips, budgeting, saving, and other insights for financial success Topics: 155 Posts: 1,718 Last Post: Dave Ramsey and other financial experts	155	1,718	Dave Ramsey and other financial experts by chargers777 10-02-2022, 08:41 PM
After Stories How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK Topics: 47 Posts: 209 Last Post: My Old Friend Murphy	47	209	My Old Friend Murphy by Barbisi 10-09-2022, 05:02 PM
Other Legal Forums
Divorce, Separation, Anullment, Alimony Topics: 14 Posts: 67 Last Post: How does a succession (probate) deal with the deceased's creditors?	14	67	How does a succession (probate) deal with the deceased's creditors? by justbroke 09-03-2021, 11:39 AM
Child Support, Custody, Visitation Topics: 3 Posts: 41 Last Post: Unmarried Fathers rights	3	41	Unmarried Fathers rights by bornfree2 04-18-2021, 09:57 AM
Firing, Hiring, Wrongful Termination Topics: 5 Posts: 35 Last Post: Want to know about employment law	5	35	Want to know about employment law by howardpotts 07-27-2016, 02:52 AM
Real Estate, Landlord/Tenant Issues, Wills, Trusts Topics: 26 Posts: 159 Last Post: Renting after CH7 discharge?	26	159	Renting after CH7 discharge? by justbroke 03-29-2022, 05:31 PM
Other Forums
BKForum Feedback Feedback and suggestions regarding BKForum forum/site/features Topics: 60 Posts: 928 Last Post: New Forum Suggestion: Moved Overseas	60	928	New Forum Suggestion: Moved Overseas by justbroke 10-31-2022, 08:04 AM
Staff Category

Mark Channels Read

Chapter 13 Confirmed - 5 of 60 months - 81% of total creditor bills

by IndyNation

Hi All!

Our chapter 13 plan was confirmed this month, we survived this far. Our still married. I think looking back if my spouse agreed, and I wasn't worried about creditors calling my work I would try and wait them out and negotiate...

We had a final court hearing...
- Channel: Chapter 13
11-29-2022, 05:42 AM
Bankruptcy Petition and signing appointment

by Joveritm

This is my first post and we have our signing appointment Wednesday. We will be filing chapter 7. I’m just curious because I’m looking at the overwhelming petition documents online, we filled out the entire bankruptcy worksheet which basically is all the same information that’s in the petition....
- Channel: General Bankruptcy Talk
11-28-2022, 08:09 AM
Dead Water Heater, Power Outages and Generators Oh My!

by Zombie13

Well, the water heater is dead. But hey, we don't own the house so Heck yeah! We don't have buy the thing. It has always chugged out nont-clear water; it was drained last week. Saturday morning - the water temp was 180 degrees - I used a thermometer, took a pic, sent to the landlord. Can we say, meltdown?...
- Channel: Rebuilding Credit
11-27-2022, 06:58 PM

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