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Nothing has changed from my disputes to the bureaus and my credit union. My credit union is very stubborn and vindictive (they were in the Bankrupcy filing) so I decided to leave things alone at this time. It seems my credit scores have all improved and these reported late payments are 6+ years old...
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Does is matter how much I leave on one card that is less than <9% of total available credit among the 3/4 cards? Like should it be a calculate amount like 6% or can it be an arbitrary amount like $25?...
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Great points about Vantage metrics. Where can I get the actual FICO scores myself. Is the score that Experian provides for free and TransUnion for 99 cents a FICO score?...
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