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hogendaz85
Registered User
Last Activity: Today, 04:58 PM
Joined: 06-17-2017
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  • hogendaz85
    started a topic Filed! ish!

    Filed! ish!

    Welp after all this time and my millions of questions on here and scouring the internet and reading the NOLO book I have finally finished and sent in our petition and schedules! The court said I should have a case number by Friday or Monday and will then officially be filed! Had a minor set back since...
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  • hogendaz85
    replied to Schedule C
    I just made a copy of the one page we have, since the new forms state to list the amount in schedule A/B there's no way I would risk listing half that amount BUT as a just in case I may just do that anyway and have several copies ready for when we file tomorrow. Good Times!
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  • hogendaz85
    started a topic Schedule C

    Schedule C

    Hello,

    I'm filing in the Eastern District of Michigan and noticed on the time limits for a chapter 7 that we need to file two separate Schedule Cs. One for me and one for debtor 2.

    Is this normal in any other district? It seems weird to me and I understand why they would do...
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  • Thanks for the response. So my wife is listed first I believe but I will verify this. Her dad is the co signer, at the end of the day all we want is for his credit score to be in the clear. Discharging the debt with retain and pay or doing a reaffimariont agreement is fine with us so long as there is...
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  • hogendaz85
    started a topic Reaffirmation w/ co debtor

    Reaffirmation w/ co debtor

    With a codebtor is there really any point in reaffimation agreements? What I mean is I can choose on my statement of intention to retain and pay and the debt will be discharged for me and my wife but our cosigner will be on the hook BUT we will continue to pay for it so we can both have a vehicle and...
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  • hogendaz85
    replied to Mailing matrix-car lender
    Thanks, I will be fling my forms this Wednesday, 8/16 and I have the roadmap worked out for my bank accounts all should be good!...
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  • hogendaz85
    replied to Mailing matrix-car lender
    Excellent thanks. I did include them as a just in case I was mostly a bit worried hearing stories of how once Huntington was served they proceeded to repo a persons vehicle granted he was behind on the payments and I believe they were in violation of the stay as they did nothing to lift it. Just want...
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  • hogendaz85
    started a topic Mailing matrix-car lender

    Mailing matrix-car lender

    hello everyone I ultimately decided to pro se file and am almost done with my forms! One thing I am unsure of though is whether I am too put Huntington, the bank out car loan is through, on the mailing matrix..? We are planning to reaffirm the loan to protect a co signer, shouldn't be an issue as we...
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  • hogendaz85
    replied to Discharging a Judgement
    Thank you
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  • hogendaz85
    started a topic Discharging a Judgement

    Discharging a Judgement

    Hello, I have a judgement on my credit report that was due to take out money from my checking account, it was for a best buy credit card from long ago. Any way I cannot for the life of me figure out what and where a judgement goes on the Chapter 7 forms. Is it considered a secured debt or a nonsecured...
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