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Jbenade
Registered User
Last Activity: 10-12-2017, 12:39 PM
Joined: 09-20-2017
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  • Jbenade
    replied to Codebtor and reafformation
    Justbroke, thank you. I'll have to check my state on ride throughs. No request from creditor cuz I haven't filed yet. But I need to before oct 2 as I got a summons from a cc. I'm soooo nervous, but I just need to walk through it.
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  • Jbenade
    replied to Codebtor and reafformation
    My attorney says about what you said, something about the judge can deny the reaffirmation. I guess I'm just being paranoid about my sister's credit. Lawyer says theres a slight chance it could come on her credit, but that its easy to remove since she isn't filing. Also my loan is through a credit union....
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  • Jbenade
    replied to Codebtor and reafformation
    Thank you, LITR. I'm actually hoping the trustee will agree to it. Loan is only 4 months old. I owe way more than it's worth. But, payments are low, 269 a month. My attorney isn't thrilled with reaffirming this loan but says its ultimately up to me and i don't want to screw over my sister.
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  • Jbenade
    started a topic Codebtor and reafformation

    Codebtor and reafformation

    So I think I'm gonna file. Divorce, foreclosure, what a mess. My sister cosigned on a car loan to help me get back on my feet. I'm super worried how this might affect her. I want to reaffirm the car. Hopefully they'll do it. Will my sister's credit get hit if I do this?
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