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Last Activity: 09-28-2017, 08:56 PM
Joined: 09-28-2017
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  • HisMommy06
    replied to Totalled Car
    They garnish my wages so it goes directly to the trustee and they pay it. The balance is about $17k. The loan was pre bankruptcy so it's included.

    I don't know if I expressed my concern clearly while looking for a replacement vehicle. But I managed to send a very detailed email tonight...
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  • HisMommy06
    started a topic Totalled Car

    Totalled Car

    I'm in chapter 13 since Dec 2016. My car was totalled recently. I was not at fault. My finance company agreed to a substitution of collateral however the rules are so strict I'm overhwelmed. The insurance company paid out $13,400. The car must be between a 2011 and 2015...must value between $12400 and...
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