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dead13
Registered User
Last Activity: 11-13-2017, 03:56 PM
Joined: 10-04-2017
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  • Thank you - justbroke - you really put my mind at ease. We were break even on the house at the time of original filing and only had $100 in equity as exempt on our original schedule. Now, 22 months later, the house value has gone up, while the mortgage continued to go down. Being that we paid $50k...
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  • Converted Chapter 7 case from a 13...payments question

    Hello,

    I filed this week to convert our chapter 13 case to a 7. We paid 22 payments into the chapter 13 case, and because of the death of my spouse, I just can't do it anymore.

    My question is how do they account for the chapter 13 payments, if the switch to Chapter 7 goes...
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  • dead13
    started a topic Equity Question

    Equity Question

    Quick Question about home equity in chapter 7. If the amount of equity remaining after my federal homestead exemption, mortgage payoff, and 6% realtor commission is approximately $2165, is the trustee likely to try to sell the home.? Will he give me a chance to give him $2165 before he tries to...
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  • dead13
    replied to Confirmation Continued
    No idea the reason for the delay. I think they might have been fighting over the valuation of a timeshare we bought for $1 and the plan payment. The actual payment ended up being $640 more than we proposed....
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  • dead13
    replied to Confirmation Continued
    We filed in January 2016, and had our case repeatedly continued until September of 2016, when it was finally confirmed, No documents were requested in between.
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