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Poold
Registered User
Last Activity: 02-20-2018, 03:16 PM
Joined: 10-08-2017
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  • Poold
    replied to Discharged -- now what?
    Thank you. Credit Karma has been a great resource!
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  • Poold
    replied to Reaffirm mortgage
    Thanks for the advice. Got pre-approved for a 40K car loan from Capitol One and an unsecured credit card from Capital One for $2K! I see only one issue with my credit report so far. Need to get on that asap.
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  • Poold
    replied to Discharged -- now what?
    What is the best place to get the credit score? Which is the official one I should be using?
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  • Poold
    started a topic Reaffirm mortgage

    Reaffirm mortgage

    I was just discharged from ch 13 and don’t know if i should reaffirm mortgage. Mortgage escrow payment for $400 was the only part if the mortgage that was included in my case. Monthly payments were made directly by me every month, therefore going forward keeping up with payments isn’t going to be...
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  • Poold
    started a topic Discharged -- now what?

    Discharged -- now what?

    I was just discharged and need to work on rebuilding my credit. I read that I need to first check my reports to make sure everything is correct before trying to obtain credit. Should I go directly to the big 3 or use something like credit karma, credit sesame, myFICO? I'd like to cleann anything up...
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  • Poold
    replied to NDC update - discharge?
    Nothing on pacer other than the filing date
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  • Poold
    started a topic NDC update - discharge?

    NDC update - discharge?

    Does anyone know what this means? Just saw it on my NDC account.
    Completed - no discharge
    pending closeout


    I also see this on the overview page:
    Congratulations, it looks like you're nearly finished with your chapter 13 case, some helpful information can be found her...
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  • Poold
    started a topic Completion report submitted to court!

    Completion report submitted to court!

    The trustee has just submitted the Notice of Completion of Plan Payments to the court. I’m assuming, based on what I’ve read, that I still have another 30 days for creditors to object, plus a few more days for the court to file, if no objections.

    I don’t foresee any issues, so at...
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