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Maria80386
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Last Activity: 06-19-2018, 04:44 PM
Joined: 12-24-2017
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  • Maria80386
    replied to Student loans AP
    Expecting to file the AP soon. I did get back to work, no raise for saving the company’s bacon before I left. Worse, all extra job duties I had are gone, so now, no chance at a raise, and I lost the one immediately prior to going out and lost that position, too. I’m back at the entry level I started...
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  • Maria80386
    replied to Over debt limit
    Get a Google Voice number and set all accounts to it, thus able to easily ignore collections calls. Start really planning your bankruptcy now. Are any of those debts for a failed business venture?
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  • Maria80386
    replied to Replacement vs Thrift Value?
    Thanks Des and Red!
    I get to talk to my attorney in two weeks thus the questions posted here. It would be a triple sucker punch to lose the vehicle, the stuff inside, and not be able to replace half of what’s lost if the court takes the Insurance proceeds, or all of a sudden, a fraud charge...
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  • Maria80386
    started a topic Replacement vs Thrift Value?

    Replacement vs Thrift Value?

    Do the courts understand the difference between thrift value and replacement value? For example, an Air Filter I have would cost over $350 to replace, but someone else might only pay $10 because it’s used thus needs a new filter? Or a car might be worth $8000 on the quick sale, but others, not bankrupt,...
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