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100% plan x
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  • Change in % pmt to unsecured creditors from 100% to a lesser %

    My wife and I filed a CH13 repayment plan in 2012 and were approved to pay back 100% to unsecured creditors. I lost my job 4 months ago and received a moratorium to temporarily stop payments. Now I have a new job but the salary is much less than before. I want to file a motion to modify our...
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  • Revolution
    started a topic Chapter 13 100% Plan Questions?

    Chapter 13 100% Plan Questions?

    My wife and I are thinking of filing chapter 13. We have contacted a couple of lawyers and are still in the early phases of finding the exact one to go with. We make too much money for the chapter 7. We have been up and down for past few years and it only seems to be getting worse with increases...
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  • zenbit
    started a topic Pros and cons of a 100% payback plan?

    Pros and cons of a 100% payback plan?

    After spending much of the year going back and forth on this, I have finally gotten to the point with my attorney where we are ready to file... as early as next week.

    In many ways - my case is simple. There's about 124k in debt, in which the atty is including 45k in student loans (didn't...
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  • In your Chapter 13, what Percentage are you paying the Trustee?

    I am just curious.

    Of all the Chapter 13's filed on this board or intend to file under Chapter 13, what is the percentage you are paying on your debts?

    For example is your plan written as 60% on the dollar, 25% on the dollar or 100% on the dollar?

    Also:...
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