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  • tiger4life
    started a topic Questions about 2nd Mortgage after 7

    Questions about 2nd Mortgage after 7

    Ok I am sure this has been asked but I don't know if they had same scenario:

    Filed Chapter 7 in May 2010 and discharged in August of '10
    1st mortgage BoA and did not reaffirm / Balance $200,000 I am current , 2nd mortgage with ** and did not reaffirm / Balance $120,000 I am current...
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  • Chapter 7 Bankruptcy and $8000.00 First Time Homebuyer Credit

    Hello,
    I purchased a house almost 2 years ago, and received the $8000.00 1st time homebuyer credit. Am in the process of filing bankruptcy.

    I have not held onto the house for 3 years, as the homebuyer credit says you have to.

    I believe I am supposed to pay back...
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